Associate, Working Capital Solutions

Transaction Services | Working Capital Solutions | Associate | New York City About ING: In the Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients. When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer. We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered. ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. Hybrid work arrangements vary based on business area. Sound like the kind of place you’d feel at home? We’d love to hear from you. ING Transaction Services in the Americas Transaction Services (‘TS’) is part of ING’s Wholesale Banking division and operates globally with daily banking related products including Working Capital Solutions, Trade Finance Solutions, Payments & Cash Management, and Liquidity Management Solutions like cash pooling, virtual cash management or solutions offered via Bank Mendes Gans. With strong domestic presence in European countries, ING has developed into a leading player in European Transaction Banking and has a growing footprint in the U.S. To further expand its international franchise, ING is looking for an Analyst | Associate to join the Working Capital Solutions team of ING Americas. Responsibilities: The role is based out of New York and reports to the Head of Working Capital Solutions for the U.S. On a day-to-day basis, the individual will work closely with the Deal Principals supporting their sales activities in the region. The candidate will provide support in the following areas: Marketing: contribute to product development initiatives, identify new sales opportunities, prepare client pitch presentations, working capital analysis. Deal Structuring: draft Term Sheets, propose / assess transaction features, engage as appropriate with relevant stakeholders. Pricing Approval: Run pricing and internal capital consumption model. Credit Approval: Prepare internal credit approval package, together with the Deal Principals, manage interactions with the relevant internal stakeholders including Coverage, Risk, Operations, etc. Execution: focusing on simple to more complex transactions from credit approval to closing, support the Deal Principals in all transaction execution steps including negotiation of legal documentation, interaction with distribution / insurance teams, coordination with operations teams on closing. Client Interaction: the role will involve interacting with clients throughout the process. Flexibility / Efficiency The role requires a high level of coordination with various internal stakeholders, both locally as well as internationally. The Analyst | Associate will be fully involved in ensuring smooth and efficient coordination throughout the network. Qualifications and Competencies Understanding of Trade Finance and Working Capital Solutions products for clients operating globally, across multiple sectors. 3+ years of experience in the Trade Finance / Working Capital Solutions space or prior experience in a Credit Analyst role. BA/BS in Business Administration, Economics, Finance, Accounting or similar field. Strong financial and credit analysis capabilities. Strong written and interpersonal communications skills. Self-starter, can-do mindset, able to work without direction. Team player. Good Microsoft Office (Word, Excel, PowerPoint) skills. Salary Range $120,000-$175,000 The salary range listed reflects base salary only. This role is eligible for participation in a discretionary bonus program. In addition to comprehensive health benefits, a generous 401k savings plan, and competitive PTO, ING provides a broad array of benefits including adoption, surrogacy, and fertility services; student debt assistance; and subsidies for expenses associated with commuting and fitness. ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law. We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities. Come as you are. ING Bank does not have a commercial banking license in the U.S. and therefore not permitted to conduct a commercial banking business in the U.S. Through its wholly owned subsidiary ING Financial Services LLC, and its affiliates, it offers a full array of wholesale products such as commercial lending and a full range of FM products and services. Suntem o bancă globală cu o bază europeană puternică, iar cei peste 60.000 de colegi ai noștri deservesc aproximativ 38 de milioane de clienți și clienți corporativi în peste 40 de țări. Să lucrezi în ING înseamnă să fii înconjurat de oamenii energici, ambițioși, prietenoși și colaborativi pentru a avea un impact pozitiv asupra oamenilor și planetei. A lucra aici înseamnă a avea autonomia de a conduce progresul, a ajuta la crearea unei valori superioare pentru client și a contribui la ambiția noastră de a pune durabilitatea în centrul a tot ceea ce facem. Aici, suntem mai mult decât o companie - suntem o comunitate de inovatori, de oameni energetici și colaborativi, dedicați pentru a avea un impact real. Fie că abia îți începi cariera sau cauți următoarea mare provocare, avem oportunități care te vor inspira și te vor ajuta să te dezvolți. Viitorul tău la ING începe cu o singură aplicație. Ești gata să ni te alături? Avem o mulțime de oportunități care se potrivesc abilităților și aspirațiilor tale! Utilizează filtrele de sub bara de căutare - cum ar fi locația și tipul de rol - pentru a te ajuta să găsești potrivirea perfectă. Începe să explorezi acum și descoperă unde te-ar putea duce următoarea schimbarea în carieră!