Payments (Prepaid Cards) Treasury Services - Emerging Rails - Executive Director

Ignite your passion for product innovation by leading customer-centric development, inspiring solutions, and shaping the future with your strategic vision and influence.

As a Product Director in Payments (Prepaid Cards) Treasury Services – Emerging Rails, you lead innovation through development of a prepaid card with value-added features that delight businesses and their consumers alike. As a leader on the team, you would bring in your entrepreneurial mindset and design thinking capabilities to transform B2C (Business to Consumer) payments experiences leveraging Prepaid Cards to help drive business growth and volumes while maintaining a strong grounding in the bank’s risk and control frameworks

Job Responsibilities

• Demonstrate a strong sense of ownership and accountability, assuming responsibility for the Product P&L and driving high-quality growth in the Prepaid Cards portfolio.
• Take proactive initiatives in identifying new opportunities to grow the product through market discovery, develop business cases, advocate for internal investment, define and execute Go-to-Market (GTM) strategies
• Lead, develop, and mentor a team of product managers; foster best practices in product management
• Oversee the entire product lifecycle, including planning, execution, risk management
• Own the UI/UX experience to drive delight amongst Consumers, Corporate and internal users
• Manage executive stakeholder relationships, regularly communicating product strategy, progress, and performance to senior management
• Independently handle product-related conversations with institutional clients, representing the bank’s interests and expertise
• Represent JPMorgan in industry forums and drive market advocacy efforts to transform the payments landscape
• Collaborate with cross-functional partners (Risk, Controls, Legal, Compliance) to ensure a robust risk and controls environment and a resilient and stable platform
• Partner with technology teams on a multiyear strategic roadmap, guiding products from concept through delivery and post-release
• Monitor market trends, conduct competitive analysis, and identify opportunities for product differentiation and enhancement to achieve business objectives

Required qualifications, capabilities, and skills

• 10+ years of experience with a strong track record of ownership and accountability for Product P&L and Business Growth. Ability to maintain cost discipline with deliberate investment decision-making
• Expertise in Prepaid Cards business is a must. The candidate should know the buying behavior of institutional clients across use cases of varied client segment - Corporate, Banks, Non-Bank FIs, Payments Fintech and Innovation Economy
• Fundamental understanding of regulatory requirements (Durbin, Reg E), card scheme networks (issuance) and authorizations
• Global mind-set to strategize for expansion of products to cross border, international use cases

Preferred qualifications, capabilities, and skills

• Experience of leading prepaid card products in Banks or Fintechs will be a plus