Senior Product Manager

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

Senior Product Manager - Global Authentication Product Solutioning:

As a Senior Product Manager for Global Authentication Product Solutioning, you will build world class consumer authentication products that will transform the landscape of payment authentication. You will develop solutions that help worldwide consumers reduce checkout friction and seamlessly authenticate purchases directly with merchants and through AI agents. You will help shape Visa's near and long-term strategy on consumer authentication, consumer payments and related solutions and deliver a product roadmap that brings that strategy to life.

This is a highly technical product role that requires strong product judgment, excellent writing skills, and the ability to operate across internal and external stakeholders. The ideal candidate can understand complex authentication flows, assess the product and ecosystem impact of specification or capability changes, and recommend practical solutions to them.

You will also work with external companies through industry forums, working groups, and standards-related initiatives. This includes contributing to specification development, translating industry activity into Visa product roadmap, and helping ensure industry work addresses important authentication product pain points and customer implementation challenges.

What You'll Do:

• Advance a unified integration and API strategy across 3DS, Token, and emerging authentication methods to simplify customer integrations using established standards and industry norms.
• Work closely with engineering and architecture teams to evaluate feasibility, understand tradeoffs, and align on product requirements.
• Support troubleshooting of complex product, integration, and customer implementation issues by helping frame problems, assess product impact, align stakeholders, and recommend resolution paths.
• Identify cross-product synergies and recommend opportunities to reuse common APIs, platforms, tools, services, data models, and implementation patterns.
• Build strong relationships with internal and external stakeholders to drive alignment, execution, and adoption of scalable authentication solutions.
• Engage in client meetings to understand authentication pain points, integration challenges, and business needs while clearly balancing product, technical, and ecosystem limitations.
• Participate in industry working groups through standards organizations to stay current on emerging authentication work and contribute to technical specifications, flows, and implementation guidance.
• Translate client pain points into industry discussions while bringing relevant industry developments back into Visa's authentication roadmap.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

• 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD.
• Candidates must be able to write code and independently build proof-of-concepts to test and demonstrate new Concept ideas.

Preferred Qualifications:

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD.
• *Strong technical fluency with authentication flows, APIs, data elements, message flows, product capabilities, and integration patterns.
• Experience defining product requirements, use cases, flows, acceptance criteria, solution recommendations, or roadmap inputs.
• Strong written and verbal communication skills with technical, business, client, industry, and leadership audiences.
• Demonstrated ability to influence stakeholders and drive alignment across matrixed product, technology, client-facing, regional, operational, and/or industry teams.
• Experience with authentication, identity, payment authentication, or digital payment technologies, such as 3-D Secure, tokenization,passkeys/WebAuthn, MFA, SSO/OAuth/SAML, Secure Payment Confirmation (SPC), or Digital Payment Credentials (DPC).
• Experience participating in industry working groups, standards bodies, technical forums, or cross-company ecosystem initiatives.
• Experience writing, reviewing, or contributing to technical specifications, implementation guides, operating rules, standards documents, or ecosystem requirements.

U.S. Applicants Only

The estimated salary range for this positionis $169,100.00 to $ 270,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law, including the requirements of Article 49 of the San Francisco Police Code.