Farm Credit Analyst

Position : Farm Credit Analyst Department : Agriculture Reports To : Division President Location : 7450 Campus Drive, Suite 210, Colorado Springs, CO 80920 Onsite : Yes, at either our Colorado Springs, CO or Kansas City, KS offices Remote : Potential for fully remote - Hybrid is preferred Exempt : Yes Non-exempt : No Why Analysts Choose BANK19 At BANK19, people are at the center of everything we do. We believe banking should feel personal, supportive, and grounded in trust. Our customers are more than account numbers—they are our neighbors, families, and the business owners who shape the agricultural heartland we serve. We approach every interaction with care and respect, ensuring our team members have the support they need to provide the best service to our community. Role Overview The Farm Credit Analyst is a vital role within our Agriculture Department, responsible for conducting complex credit evaluations of agricultural loans. You will focus on assessing the financial health of large-scale farming operations and agribusinesses. This position requires a professional who can blend technical financial expertise with a deep understanding of the unique variables of the agricultural industry to ensure the safety and soundness of our loan portfolio. Essential Functions Analyze financial statements, tax returns, and cash flow projections for complex agricultural operations to determine repayment capacity and debt-to-equity ratios. Quantify risks unique to agriculture, including market volatility, weather impacts, and commodity price fluctuations, ensuring alignment with credit policies. Maintain an active monitoring system for the existing loan portfolio, performing regular reviews to ensure early detection of deteriorating credit quality. Verify the value and legal standing of agricultural collateral (land, livestock, equipment, and crops) and review appraisals to ensure a secured position. Partner with loan officers to gather documentation and present formal credit memorandums to the Credit Committee for high-limit or complex requests. Provide technical assistance and peer reviews for junior credit analysts, assisting in the development of departmental workflows and software implementation. Ensure all credit files meet internal auditing standards and federal banking regulations while staying current on Farm Credit System trends. #J-18808-Ljbffr Mortgage Solutions Financial