Technology Director - Credit Risk

About this role:

The Enterprise Functions Technology (EFT) group provides technology solutions and support for Risk, Audit, Finance, Marketing, Human Resources, Corporate Properties, and Stakeholder Relations business lines. In addition, EFT provides unique technology solutions and innovation for Wells Fargo Technology, Enterprise Shared Services, and Enterprise Data Management. This combined portfolio of applications and tools are continually engineered to meet the challenges of stability, security, scalability, and speed.

Within EFT the Credit Risk Technology Team is seeking a Technology Director who will direct a significant portfolio with accountability for critical data platforms, business applications, modernization initiatives, and production operations supporting Corporate Risk stakeholders. The role will balance reliable operation of legacy platforms with the multi-year Credit Risk 360 transformation, including modern data models, AI-ready semantic capabilities, application and portal modernization, technology-mandated change, platform migration, and decommissioning. The successful candidate will lead a large global organization of engineering managers, technical leaders, and engineers; manage investment and capacity; and partner closely with product, Risk, Finance, data, architecture, controls, and operations leaders.

At Wells Fargo, we value you for who you are and the potential you possess. Our innovative approach to work empowers individuals nationwide to express themselves, excel, and take bold steps. Recognizing each person's uniqueness brings out their utmost capabilities. Join us at Wells Fargo, where we strive to bring out your best by giving you ours in return.

In this role, you will:

• Lead a global organization of engineering managers, technical leads, and engineers responsible for Credit Risk data platforms, applications, delivery, and production operations
• Own technology strategy, roadmaps, delivery outcomes, operational health, and investment planning for the assigned Credit Risk portfolio
• Maintain business continuity and regulatory readiness across critical legacy platforms while accelerating modernization and decommissioning
• Deliver the Credit Risk 360 target state, including platform capabilities, core data models, curated business use cases, modernized workflows, and migration from legacy platforms and portals
• Direct delivery for Financial Risk Data, ACL and loss forecasting and related Credit Risk data and application capabilities, as assigned
• Drive technology-mandated changes, Data Private Cloud and target-state data-platform migrations, application upgrades, vulnerability remediation, resiliency improvements, and retirement of end-of-life technology
• Advance AI-enabled engineering and business capabilities, including AI-ready data, semantic layers, automated regression and refactoring, and controlled agentic solutions
• Partner with product, Corporate Risk, Finance, architecture, data, operations, controls, audit, and enterprise technology teams to set priorities and resolve dependencies
• Manage budgets, workforce plans, vendors, sourcing, and engineering capacity across run-the-business and change-the-business commitments
• Establish clear measures for delivery predictability, data quality, platform health, operational resilience, engineering productivity, risk reduction, and business value
• Build a culture of ownership, transparency, technical excellence, succession, and continuous improvement

Credit Risk Technology Delivery & Operations

• Oversee design, build, maintenance, and enhancement of enterprise Credit Risk repositories, analytical data services, reporting capabilities, and business applications
• Deliver trustworthy, governed, and reconciled data sourced from a large and complex upstream ecosystem, with strong lineage, controls, observability, and auditability
• Improve delivery through disciplined prioritization, dependency management, release governance, capacity planning, and measurable operational readiness
• Protect production stability through incident prevention, recovery readiness, performance and capacity management, vulnerability remediation, and elimination of key-person dependencies
• Ensure change commitments meet quality, traceability, control, and supportability expectations before production release

Data, Architecture & Engineering Excellence

• Establish the data layer as the authoritative source for Credit Risk calculations, controls, and reusable business logic
• Advance modern target-state patterns using scalable data processing, curated data products, governed semantic access, APIs, and user-centric web experiences
• Promote API-first, modular, resilient, and cloud-ready architecture while reducing unnecessary duplication across compute, storage, and presentation layers
• Drive DevSecOps, automated testing, continuous delivery, platform engineering, site reliability, and objective engineering-quality measures
• Apply AI responsibly for engineering productivity and business enablement, with clear controls, human oversight, and measurable adoption and value
• Provide leadership across Java, .NET, Python, JavaScript, Big Data, Spark/PySpark, Ab Initio, SSIS, APIs, and mainframe technologies within a mixed modern and legacy estate

Leadership & Stakeholder Management

• Lead, mentor, and develop a high-performing global engineering organization with clear ownership for platforms, applications, delivery, and operations
• Build trusted partnerships with Credit Risk, Finance, product, data, architecture, controls, audit, operations, and enterprise technology stakeholders
• Communicate strategy, priorities, trade-offs, delivery progress, risks, and decisions with clarity and transparency
• Develop engineering managers and technical leaders who can independently drive complex, cross-platform outcomes
• Manage budgets, strategic investments, vendor relationships, sourcing models, and workforce plans with strong financial discipline
• Create an inclusive culture that encourages constructive challenge, enterprise thinking, innovation, accountability, and continuous learning

Required Qualifications:

• 10+ years of Technology Strategic Leadership experience, or equivalent demonstrated through work experience, training, military experience, or education
• 5+ years of experience leading Credit Risk, Finance Risk, regulatory data, risk analytics, or comparable enterprise risk technology portfolios
• 5+ years of experience managing critical data repositories and business applications across build, run, modernization, migration, and decommissioning lifecycles
• 5+ years of experience with modern data platforms, distributed systems, APIs, cloud-ready architectures, security, resiliency, and operational risk
• 5+ years of experience partnering effectively with product, Risk, Finance, data, architecture, controls, audit, and operations stakeholders
• 4+ years of management or leadership experience
• 4+ years of experience leading engineering managers, technical leaders, and enterprise-scale software and data delivery teams
• 4+ years of experience leading complex transformation programs in a regulated enterprise, including investment planning, capacity management, and executive governance

Desired Qualifications:

• Deep knowledge of Credit Risk data, allowance and forecasting, risk reporting, or related risk-management processes and controls
• Experience modernizing large data and application estates while maintaining regulatory compliance, delivery continuity, and operational stability
• Experience with cloud-ready data architecture, lakehouse or distributed data platforms, Spark/PySpark, Dremio or comparable semantic layers, APIs, microservices, and modern web applications
• Experience with legacy and enterprise integration technologies, including Ab Initio, SSIS, mainframe platforms, and large-scale batch processing
• Demonstrated ability to convert strategy into executable roadmaps, investment choices, measurable outcomes, and sustained delivery
• Experience applying AI and automation to engineering delivery, data interaction, or business workflows with appropriate governance and controls
• Strong executive communication, influence, financial management, vendor management, and organizational leadership skills
• Experience supporting regulatory examinations, audit engagements, technology risk remediation, and control programs

Job Expectations:

• Ability to travel up to 20%

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $215,000.00 - $355,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:

16 Oct 2026

* Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

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