Senior Credit Analyst

Position Overview

Navistar Financial Corporation (“NFC”) has an exciting opportunity for a Senior Credit Analyst to support customer’s financing their acquisition of International trucks and buses. This is a dynamic role with credit approval authority, focused on providing expert credit underwriting of fleet customers.

ABOUT NFCNavistar Financial Company (NFC) is the captive finance company for International Motors, LLC* and the provider of International TM Financial services.

Responsibilities

• Build strong relationships with dealers and customers as you assess credit requests.

• Perform in-depth financial analysis for both new and existing customers.

• Prepare clean, professional, and accurate credit write-ups.

• Recommend credit decisions and use your authority within our dual-signature policy.

• Communicate credit decisions clearly to all stakeholders.

• Ensure compliance with company policies, including risk ratings and credit reviews.

• Gather essential due diligence and KYC (Know Your Customer) information.

• Review documentation to ensure accuracy and completeness.

• Ensure loans and leases are properly documented with perfected liens.

• Develop and deliver training to enhance the skills of our credit team.

• Educate dealers on credit and documentation requirements.

• Collaborate with management on policy updates and process improvements.

• Help resolve post-funding documentation issues.

• Always seek opportunities for continuous improvement.

Minimum Requirements

• Bachelor's degree and at least 2 years of accounting or finance experience

OR

• Master's degree and at least 1 year of accounting or finance experience

OR

• At least 5 years of accounting or finance experience

Additional Requirements

• Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status)

Desired Skills

• 3+ years of credit underwriting experience on transactions or credit lines exceeding $1 million, preferably in transportation sector.

• Strong analytical skills, business writing skills and proficiency with applications including Excel, Word, PowerBI, and Moody’s CreditLens.

• Ability to work independently and within a team environment.

• Ability to effectively communicate with C-level executives and the President/Owners of fleet customers and International dealerships.

• Knowledge of transportation industry and related credit policies and procedures.

• Proficiency in financial statement analysis, finance and lease documentation, insurance and lien perfection.

• Ability to assess credit risk of customers with large exposure levels.

• Ability to effectively prioritize workloads which include multiple transactions.

Benefits and Compensation

This position offers competitive market-based compensation, along with a comprehensive benefits package designed to support employee wellbeing. You can learn more about the benefits offered for this position by visiting expected salary offered for this position will fall within the stated range, with the final offer based on the candidates' applicable skills, knowledge, and experience.

Salary Minimum: USD $73,600.00/Yr.

Salary Maximum: USD $110,400.00/Yr.

Company Overview

About TRATONWith its brands Scania, MAN, International, and Volkswagen Truck & Bus, TRATON SE is the parent and holding company of the TRATON GROUP ( and one of the world’s leading commercial vehicle manufacturers. The Group’s product portfolio comprises trucks, buses, and light-duty commercial vehicles. “Transforming Transportation Together. For a sustainable world.”: this intention underlines the Company’s ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Group’s commercial growth.

About InternationalFrom a one-man company built on the world-changing invention of the McCormick reaper in 1831, to the 15,000-person-strong company we are today, few companies can lay claim to a history like International. Based in Lisle, Illinois, International Motors, LLC* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International® trucks and engines and IC Bus® school and commercial buses that are as tough and as smart as the people who drive them. We also develop Fleetrite® aftermarket parts. In everything we do, our vision is to accelerate the impact of sustainable mobility to create the cleaner, safer world we all deserve. As of 2021, we joined Scania, MAN and Volkswagen Truck & Bus in TRATON GROUP, a global champion of the truck and transport services industry. To learn more, visit International.com.

*International Motors, LLC is d/b/a International Motors USA in Illinois, Missouri, New Jersey, Ohio, Texas, and Utah.

EEO Statement

We are an Equal Opportunity Employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.

If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability, please email View email address on click.appcast.io to request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise, your request may not be considered.