Commercial Banking Officer

Commercial Banking OfficerAre you ready to elevate your career in the financial services industry? Our client, a respected bank in your area, is seeking an experienced Commercial Banking Officer to join their team. This role offers a unique opportunity to develop new commercial loan business, structure and close deals, and manage a diverse portfolio while representing the bank in the community.**Key Responsibilities**- Evaluate client needs and tailor financial solutions including commercial loans and other banking products.- Actively promote and cross-sell the full range of banking services to meet client goals.- Provide prompt, professional responses to client inquiries within 24 hours.- Maintain strong relationships with current clients to foster goodwill and enhance business growth.- Participate in networking activities such as community events, Chambers of Commerce, and cultivate relationships with centers of influence.- Achieve monthly call and outreach targets through warm and cold prospecting.- Prepare detailed credit analyses, loan memos, and ensure loan documentation is complete and accurate.- Manage timely loan closings and client communications regarding account status.- Coordinate with operations to resolve credit and account issues efficiently.- Maintain strict adherence to all banking compliance regulations.**Qualifications**- Bachelor's degree in a relevant field.- A minimum of 3 years' experience in banking or financial services.- Proven track record working with customers at diverse organizational levels, including business owners and managers.- Exceptional communication and presentation skills.- Strong underwriting experience including proposal preparation and credit analysis.- Ability to work independently, stay organized, and manage multiple tasks effectively.- Proficiency in Microsoft Outlook, Word, and Excel.**Preferred Experience**- Handling loan sizes averaging $500K, with portfolio exposure to $3M to $10M commercial and industrial loans.- Experience with a diverse credit portfolio.- Bringing an existing portfolio is a plus.**Compensation & Benefits**- Competitive base salary plus up to 40% variable compensation based on loan and deposit growth.- Health, dental, and 401(k) benefits.Work Environment:- Enjoy a balanced role with both office-based and community engagement activities.This is an excellent chance to contribute to a thriving financial institution and grow your career in commercial banking.If you meet the qualifications and are excited by this challenge, let's connect! Please respond to schedule a conversation and learn more about this opportunity.