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Remote Benefits Verifier: Insurance Eligibility Expert

PHIL, Inc.

Position Summary The Benefits Verification Specialist is responsible for conducting outbound calls to insurance carriers to manually verify patient or client insurance benefits. Based on the outcome of each verification call, this individual accurately routes or advances the case through the appropriate workflow pathway. Key Responsibilities Place outbound calls to insurance carriers and navigate payer phone systems to reach eligibility and benefits representatives. Verify active coverage and obtain detailed benefits information including deductibles, copays, coinsurance, out-of-pocket maximums, prior authorization requirements, and in/out-of-network benefit levels. Accurately document all information obtained during each call, including reference numbers, representative names, and call timestamps. Interpret call outcomes and apply decision criteria to move each case to the correct next step in the workflow (e.g., eligible for services, requires prior auth, inactive/terminated coverage, patient financial responsibility assessment, denial routing). Identify discrepancies between payer-reported benefits and information on file and escalates appropriately. Meet daily productivity and quality standards for call volume and documentation accuracy. Maintain working knowledge of common insurance terminology, plan types (HMO, PPO, EPO, HDHP), and payer-specific requirements. Required Qualifications 1+ years of experience in medical billing, insurance verification, or a related healthcare administrative role. Minimum 1 year of customer support experience (call center experience is preferred). Familiarity with insurance benefits terminology and payer communication processes. Strong attention to detail and ability to accurately transcribe information in real time with low/no errors. Ability to independently assess call outcomes and apply routing logic without constant supervision. Comfortable with high call volumes and navigating automated payer phone systems. Proficiency with EHR/practice management software or equivalent case management systems. Must have a good understanding of computers, hardware, networks, etc. Adaptable to swift changes. Open to giving and receiving feedback graciously and professionally. Schedule Benefits Verification Specialists Hours are 6a-6p PST Monday-Friday. Employees must be available for any shift within business hours, but employees are provided a regular shift that would only change with notice. Overtime may be available, and will occasionally be required. Holiday work may be required if there aren’t enough volunteers to cover the shift. Benefits Ground floor opportunity with one of the fastest-growing startups in health-tech. Fully remote working environment available in the following states: AZ, CA, CO, FL, GA, IA, ID, IL, IN, MA, MI, MO, NC, NH, NJ, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV. Competitive compensation (commensurate with experience). Full benefits (medical, dental, vision). 401(k). #J-18808-Ljbffr PHIL, Inc.

Vacancy posted 5 days ago
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