Mortgage Closer / Funder

Job Description

Job Description

Location: Miami, FL 33137 · Hybrid

Employment Type: Full-time

Reports To: Closing and Post-Closing Manager

Associated Mortgage Bankers, Inc. (NMLS #24794) and Elliman Capital are hiring a Closer to own funding and post-closing and to serve as backup to the Closing and Post-Closing Manager. The role covers agency, jumbo, and Non-QM production across multiple states and works closely with closing, loan officers, settlement agents, and accounting. Hybrid schedule out of our Miami office in Edgewater.

Responsibilities:

• Review executed closing packages for accuracy, completeness, and correct execution prior to funding
• Clear final funding conditions and confirm lender and investor requirements are satisfied
• Prepare wire requests, verify disbursement figures against the final CD and settlement statement, and coordinate release with the warehouse bank
• Apply callback and verification protocols on all wires and escalate fraud indicators
• Maintain the funding log and reconcile daily funding activity with accounting
• Manage post-closing delivery, loan registration, trailing documents, and investor purchase follow-up
• Resolve funding suspense items and investor conditions to protect purchase timelines
• Back up the Closing and Post-Closing Manager on CD preparation, balancing with settlement agents, and issuance of closing packages
• Report funding and closing status to loan officers and settlement agents throughout the day
• Contribute to funding and post-closing procedure documentation

Qualifications:

• 2+ years of mortgage funding, closing, or post-closing experience with a lender
• Familiarity with state-level requirements affecting funding, including Texas Section 50(a)(6) closing rules, New York CEMA and attorney closings, and California per diem and disbursement timing
• Working knowledge of TRID, RESPA, and Reg Z as applied to final figures and disbursement
• Experience with Non-QM, bank statement, DSCR, and jumbo product alongside conventional
• Ability to prepare or review a Closing Disclosure and balance with a settlement agent
• Proficiency in Encompass; nCino experience preferred
• Demonstrated wire and warehouse discipline
• Accuracy  under deadline pressure  and sound judgment on when to hold a wire

Associated Mortgage Bankers, Inc. and Elliman Capital are equal opportunity employers. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, marital status, pregnancy, genetic information, or any other characteristic protected by federal, state, or local law.

We are committed to providing reasonable accommodations to qualified individuals with disabilities and to applicants in the hiring process. If you require an accommodation to apply or to perform the essential functions of this position, please contact [HR email or phone].

Employment is contingent upon successful completion of a background check and, where applicable, verification of eligibility to participate in mortgage lending activities under federal and state law, including screening against the NMLS Consumer Access database and applicable SAFE Act requirements. Employment with Associated Mortgage Bankers, Inc. is at will.

This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the position, and may be modified at the discretion of the company.

Associated Mortgage Bankers, Inc. NMLS #24794. Equal Housing Lender.