Homebuyer Closing Specialist

Homebuyer Closing Specialist

Habitat for Humanity-Spokane

Who we are:

Habitat for Humanity brings people together to build homes, community, and hope. We are a nonprofit housing organization that helps low to moderate income families around the world access decent housing. We believe that everyone deserves a decent place to live, and we are dedicated to helping create the conditions that free families from stress and fear, and help build stability and confidence. When a home fosters instead of hinders, families can flourish. 

As a Habitat for Humanity employee, you’ll make a difference in helping families and communities transform their lives with the incredible effects of safe and affordable shelter. Our hiring standards are high, yet our culture is humble. If you want to do meaningful work in a creative, collaborative, and mission driven environment, read on.

The Role: 

As a Homebuyer Closing Specialist, you’ll provide assistance to our homebuyers during the closing process including pre-purchase education, gathering documents for closings and grant compliance, submitting loan application packets for 3rd party lenders, supporting the Future Homeowner and ensuring that all Fair Housing and Lending Laws are being followed throughout the process. This role reports to Habitat for Humanity’s Chief Program Officer.

• Work in conjunction with Homeowner Engagement Specialists in collecting all documents needed for loan application and origination.
• Create loan application in Calyx software to submit to 3rd party lender for loan origination.
• Determine best lender and submit loan packet to 3rd party lenders via secure website/portal. Advocate for the best loan product per client needs.
• Assist the Homeowner Services Department with teaching lending related classes in Habitat College.
• Serve as an ongoing point of contact for clients, helping them collect required information and complete any necessary documents throughout the loan process.
• Manage quarterly reviews of all Future Homeowners to find any financing gaps and notifies Chief Program Officer of those gaps when applicable.
• Coordinates with title company, 3rd party lenders and future homeowners to schedule document signing and closing meetings as needed to meet all closing and grant deadlines.
• Pre-closing meeting with families to go over closing documents and procedures.
• Assist Chief Program Officer in processing reconveyance documents as needed.
• Assist homebuyers as needed with immediate post purchase assistance, such as changing utilities, setting up payment portal, etc.
• Assists Chief Program Officer with onboarding new preferred 3rd party lenders and maintains the relationship with them.
• Maintains Federal and State QLO Certification
• Keeping in compliance with RESPA, TILA and all fair housing and lending laws at all times is required. 

Who you are:

• One-year lending experience and/or training required. 
• One-year experience in a social services setting.
• Must have knowledge of RESPA, TILA, Fair Housing and Lending Laws. 
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. 
• Strong project management skills with the ability to manage multiple priorities and deadlines.
• Excellent verbal and written communication skills to engage with clients effectively.
• Proficient in Microsoft Office Suite (e.g, Outlook, Word, Excel, Powerpoint)

What we offer:

• Generous benefits, medical, dental, and vision insurance, 14 paid company holidays, flexible vacation, sick leave, paid family leave, flexible spending account, health savings account, life and disability insurance; Employee Assistance Programs; and 403(b) and SEP savings plans.
• Vibrant company culture with a focus on innovation and growth.
• Projects you work on have high visibility and directly impact the families we serve. 

The compensation information below is provided in compliance with all applicable disclosure requirements. Base Pay Range: $18.00 – $21.00. Actual base pay will depend on varying circumstances, including the position, location, individual qualifications, market finances, and other operational business needs.

Habitat for Humanity is an equal opportunity employer committed to hiring a diverse workforce.

At Habitat for Humanity, we embrace a history rooted in creating equity – we take our principles seriously by courageously committing to a culture and workplace where all staff feel safe, welcome, visible, respected, supported and valued.

As an equal opportunity employer, we encourage people of varied races (which is inclusive of traits historically associated with race, including, but not limited to, protective hairstyles and hair texture), ethnicities, national origins, tribes, religions, ages, gender identities and expressions, genders, sexual orientations, marital statuses, disabilities, veteran/reserve national guard statuses, socio-economic statuses, thinking and communication styles to work with us.

How to apply:

Please email a resume and/or Habitat for Humanity-Spokane employment application to Show email . 

Habitat for Humanity brings people together to build homes, community, and hope. We are a nonprofit housing organization that helps low to moderate income families around the world access decent housing. We believe that everyone deserves a decent place to live, and we are dedicated to helping create the conditions that free families from stress and fear, and help build stability and confidence. When a home fosters instead of hinders, families can flourish. As a Habitat for Humanity employee, you’ll make a difference in helping families and communities transform their lives with the incredible effects of safe and affordable shelter. Our hiring standards are high, yet our culture is humble. If you want to do meaningful work in a creative, collaborative, and mission driven environment, read on.