Warehouse Lending Underwriting Reviewer

The POWER of a CAREER!

At Northpointe Bank, we believe your career should empower you - to grow, contribute, and find purpose. We're hiring a Warehouse Lending Underwriting Reviewer to review mortgage loan submissions for completeness, accuracy, and eligibility prior to funding authorization.

This is a second-level review role - not an initial underwriting position. There's no new credit decisions - just your sharp eye for quality assurance, program eligibility, and risk management.

This role is ideal for someone with strong analytical skills, attention to detail, and the ability to work collaboratively in a fast-paced environment. If you thrive under deadlines, catch errors quickly, and value accuracy, this is the opportunity for you.

What You'll Do:

• Review mortgage loan submissions for accuracy, completeness, and eligibility under the Mortgage Purchase Program.
• Validate borrower documentation against agency and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, Rural Development, PMI).
• Assess credit, collateral, and compensating factors to ensure loans meet secondary market standards.
• Monitor client facility balances and depository accounts to ensure compliance with program requirements.
• Process operating account wire requests and track client facility limits.
• Stay current on investor, agency, regulatory, and industry standards.
• Meet or exceed expectations in compliance, quality, accuracy, and customer service.

What You Bring:

• Bachelor's degree preferred, or equivalent work experience.
• 2-4 years of mortgage underwriting, processing, or warehouse lending experience.
• 2-3 years of experience in similar position being sought.
• Strong knowledge of conforming, non-conforming, FHA, VA, Rural Development, and investor programs.
• Familiarity with secondary market underwriting standards and investor documentation.
• Proficiency in Microsoft Office and mortgage-related software platforms.
• Strong attention to detail with the ability to evaluate complex loan files.
• Excellent communication and interpersonal skills; team-oriented mindset.
• Ability to manage multiple tasks under tight deadlines with accuracy and efficiency.

Why Join Northpointe?

This is a fast-paced, detail-oriented role where your accuracy and decision-making directly impact loan funding success. You'll join a collaborative team environment with opportunities to grow, while ensuring high-quality standards that protect the Bank and support our clients.

Our Hiring Philosophy:

Northpointe Bank recognizes that the quality of our people is the foundation for our success. Attracting individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

It is the policy of Northpointe Bank and its subsidiaries to provide equal employment opportunities (EEO) to all persons regardless of age, race, sex, religion, national origin, handicap, marital status, or other attributes not pertinent to the job requirements. This policy reflects our practice of making all employment decisions, from recruitment to promotions, based on an individual's qualifications without discrimination on any basis.

Benefit Information:

• Medical
• Dental
• Vision
• Life, LTD, & AD&D
• Dependent Care Spending Plan (DCSA)
• Employer Stock Ownership Plan with 401(k) feature and company match
• Complimentary Banking Services
• Tuition Assistance

Ready to Apply?

If you're ready to apply your expertise in a role where detail and accuracy matter, we want to hear from you. At Northpointe Bank, this is more than a job - it's the POWER of a CAREER .

AA - EOE