Software Engineer

Role Description

As a Software Engineer on the Banking team, your work will directly impact how people access, move, and manage their money. You will:

• Design and deliver new features that scale with our growing customer base and help ensure a seamless mobile experience.
• Collaborate closely with other engineers to ship high-quality code. We enjoy partnering on tough problems.
• Create and maintain clear documentation — a must-have for a growing, remote organization.
• Tackle complex challenges at scale, including sensitive financial data and real-time money movement.

Qualifications

• 4+ years of professional experience shipping and scaling user-facing applications or backend services.
• Experience working on mobile or user-facing applications — ideally with React Native or similar frameworks.
• Passion for your craft and care for the people you work with — you value quality across code, communication, and culture.
• Drive and proactivity - everyone here is a builder and executor.

Requirements

• Familiarity with modern software engineering practices.

Benefits

• Competitive base salary, stock options, and health benefits from Day 1.
• 401(k) plan with company match.
• Remote-friendly (US), flexible time off (FTO), and opportunities for growth.
• A high-growth, mission-driven, inclusive culture where your work has real impact.

Company Description

OnePay is the consumer fintech trusted by millions of Americans to make money better. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run
• Hungry and driven by urgency
• Exceptional at what they do, with low ego
• Comfortable operating in motion