Lead Software Engineer

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

Workplace Services Engineering (WSE) is an organization within Schwab Technology Services that is embarking on a major transformation. We support Workplace Services, and we’re shaping the future of how people experience financial well‑being at work. We partner with leading employers to deliver innovative retirement, equity, and workplace financial solutions that help millions of participants build stronger financial futures. This is a fast‑growing, high‑impact business where scale meets purpose—where your work directly influences how people plan, save, invest, and succeed.

As a key growth engine for the firm, we’re investing more than ever to expand our capabilities, modernize platforms, and elevate the experiences we deliver to employers and their employees. Our teams work at the intersection of technology, service, and financial expertise—supporting workplace clients with solutions that scale, adapt, and deliver meaningful outcomes. Here, your ideas help shape what’s next for workplace financial services. If you’re energized by solving complex problems, collaborating across disciplines, and making a real difference in the workplace services industry, you’ll find your place here.

The Lead Software Engineer in Retirement Plan Services (RPS) Tech Engineering leads modernization initiatives to transform legacy systems into secure, scalable, and cloud‑native platforms. This position drives strategic alignment between technology and business priorities, enabling Schwab to innovate and challenge the status quo. The role offers enterprise-level impact, exposure to advanced technologies, and opportunities for leadership development. Candidates will work with a collaborative team focused on automation, DevOps, and continuous improvement. This is a unique chance to shape Schwab’s digital transformation while gaining hands‑on experience with cutting‑edge tools and practices.

Position Responsibilities:

• Lead modernization initiatives for RPS Tech platforms
• Align technology strategy with business objectives
• Mentor and develop team talent
• Ensure operational excellence, security, and performance
• Collaborate with architects and product teams to implement Domain-Driven Design (DDD) and Clean Architecture principles
• Ensure API solutions meet enterprise security, scalability, and performance standards
• Mentor junior engineers and provide technical guidance across multiple teams
• Partner with cross-functional teams to integrate APIs with public/private cloud environments and enterprise systems
• Contribute to governance improvements and enforce coding standards and CI/CD practices
• Troubleshoot complex issues and optimize API performance in production environments

What you have

Required Qualifications:

• Bachelor’s Degree in Computer Science, Engineering, or related field (or equivalent experience)
• 10+ years of experience in software engineering with a strong focus on API development
• 5+ years in leadership roles,leading engineering teams and delivering enterprise-scale technology solutions
• Expertise in .NET Core/.NET 6+, C#, and RESTful API design
• Strong understanding of Domain-Driven Design (DDD) and Clean Architecture
• Hands‑on experience with CI/CD pipelines, Git, and automated testing frameworks
• Solid knowledge of security best practices for APIs (OAuth2, JWT, etc.)
• Excellent problem-solving skills and ability to work in a fast-paced environment
• Experience working in Agile/SAFe environments, leading SCRUM teams and driving iterative delivery
• Demonstrated ability to align technology strategy with business objectives and influence senior stakeholders
• Deep knowledge of API design and integration, microservices, and distributed systems
• Lead technical design and development of modern APIs using .NET technologies and best practices
• Drive modernization initiatives, including migration from legacy systems (e.g., SNE) to cloud-native platforms such as PCF/Tanzu

Preferred Qualifications:

• Experience with AI-driven development tools or integration with platforms like Vertex AI ADK
• Familiarity with event-driven architectures and messaging systems (Kafka, RabbitMQ)
• Knowledge of microservices patterns and distributed systems
• Exposure to performance tuning and observability tools (AppDynamics, Splunk, Prometheus)
• Prior experience in financial services or retirement plan systems
• Strong leadership and mentoring capabilities

In addition to the salary range, this role is also eligible for bonus or incentive opportunities.

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28‑day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance