Risk & Underwriting Director - U3000 - Hybrid

The Director of Risk Management for Local Markets will play a key role in adapting, monitoring, and implementing the market strategy with both their Market leadership and Senior Director of Risk Management/Managing Director. This position will provide useful risk and financial insights to help make better decisions and execute the market strategy. The Director of Risk Management will interact effectively both internally and externally, and be viewed as a trusted business advisor. Critical outcomes include supporting the market with key risk and financial information and analytics, driving a culture of accountability in managing the business, and voicing well-substantiated dissenting opinions. Key Responsibilities Share market P&L accountability for the local market with MP and market’s Sr DRM/Managing Director Build and maintain working knowledge of all lines of business operating within the market. Support management process that measures and analyzes results, initiates corrective actions, and minimizes the impact of variances to ensure P&L goals are achieved. Study financial trends to identify revenue, cost reduction, return on investment, profit, and improvement opportunities. Work with Senior Director of Risk Management / Managing Director to create financial planning. Hold matrix and market partners accountable to taking actions and making decisions that ensure targets are achieved. Market lead the underwriting function supporting Senior Director of Risk Management / Managing Director. Drive pipeline and portfolio management. Support developing and executing market strategy Provide useful risk and financial insights to make better decisions about formulating and executing business strategy. Integrate buyer group strategies for local market execution. Support development and co-own execution of multi-year strategic business plan. Strategically leverage matrix partnerships and subject matter expertise to execute market strategies. Be a student of the market. Have a presence in the community and industry events. Provide a broad risk management perspective to all strategic conversations. Develop mastery of data insights and new risk levers. Develop processes and disciplines around monitoring and assessing risk in decisions. Proactively share feedback from the market with home office partners to improve our suite of solutions and services. Always start with and end with customer / client needs, when developing consultative, innovative and affordable solutions and contemplating the resultant risk. Cigna cannot optimize outcomes without creating value for our customers and clients. People and personal development Hire and retain top grade talent. Develop and inspire the team to achieve next level performance. Influence how we hire and train. Be a team player. Proactively share ideas and best practices with peers. Challenge when appropriate. Invest in your own personal development. Update job knowledge, seek educational opportunities, read relevant industry and local market news, maintain professional networks, participate in professional organizations. Required Competencies Business Acumen Results oriented Leadership and talent development Influencing / Negotiating and professional savvy Strategic thinking - bias to be curious Foster a culture of innovation Change management Ability to drive results through matrix environment Create collaborative environment to leverage expertise across buying groups Demonstrated ability to contribute to driving corporate strategy Proven financial acumen demonstrated by risk management, underwriting or related experience Customer focused Qualifications: Bachelor’s Degree Experienced people manager with a proven track record of building effective teams, as well as motivating and developing others History of consistently delivering business results and achieving production goals Ability to work effectively in dynamic, rapidly changing, team-based environment Strong creative thinking, problem solving, and decision making skills Ability to create vision and purpose Innovative and creative thinker who develops and recommends thoughtful solutions to complex issues, and drives toward win-win solutions w/ an execution focus Demonstrated track record of leading organizations through business model changes with proven results Ability to foster collaboration, value others perspectives and gain support and buy-in for organizational proposals Excellent communication and influencing skills Strong emotional intelligence, leadership skills, and executive presence Proven ability to function and thrive in a heavily matrixed environment Ability to drive consistent processes across multiple locations Some travel required (<25%) If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload. For this position, we anticipate offering an annual salary of 137,100 - 228,500 USD / yearly, depending on relevant factors, including experience and geographic location. This role is also anticipated to be eligible to participate in an annual bonus and long term incentive plan. At The Cigna Group, you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, click here. About Cigna Healthcare Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives. Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you need a reasonable accommodation to complete the online application process, please email View email address on click.appcast.io for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State. Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances. Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.