Loan Officer Outside Sales

Loan Officer

The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.

Responsibilities include originating their own sales by contacting prospective clients, developing and maintaining referral sources, spending time outside of the office originating loans, meeting with prospective clients at various locations, obtaining credit information and necessary documentation for the application process, engaging in marketing and promotional activities in support of their own sales, developing new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. They also develop solid product knowledge and offer clients the best mortgage products to match client needs, review application information, analyze and exercise independent judgment and discretion in advancing business objectives, carry out major assignments affecting business operations, complete necessary continuing education, create and maintain excellent business relationships with referral client base, correspond, communicate, and coordinate with clients, in-house support staff, and external service providers to facilitate timely closings.

Qualifications include sales experience in the mortgage industry, familiarity with mortgage processes, procedures, rules, regulations, and compliance, exceptional customer service skills, excellent written and verbal communication skills, strong computer skills, ability to comprehend and analyze financial information, ability to effectively communicate and present complex financial information, established contact and referral list within the real estate and mortgage industries, ability to pass a required background check.

Primary Residential Mortgage, Inc