Credit Risk Analyst

Senior Underwriting & Credit Risk AnalystCGI is seeking a seasoned Senior Underwriting & Credit Risk Analyst with deep experience in multifamily commercial real estate finance and agency lending. This role will independently review multifamily origination and servicing activities for compliance, underwriting quality, credit risk, and lender contractual obligations. We partner with 15 of the top 20 banks globally, and our top 10 banking clients have worked with us for an average of 26 years!. This role is located at a client site in either Lafayette, LA, Knoxville, TN, Birmingham, AL, or Columbia, SC. A hybrid working model is acceptable.CGI is seeking a seasoned Senior Underwriting & Credit Risk Analyst with deep experience in multifamily commercial real estate finance and agency lending. This role will independently review multifamily origination and servicing activities for compliance, underwriting quality, credit risk, and lender contractual obligations. The individual will evaluate loan and underwriting documentation, identify material lender breaches, assess potential financial and default risk, and recommend appropriate remedies. This position requires strong business judgment and the ability to work directly with senior internal stakeholders and external lenders. Key Responsibilities:. Perform independent multifamily origination and servicing breach reviews. . Evaluate underwriting and loan documentation for Guide compliance, credit risk, and prudent lending practices.. Assess lender breaches for materiality, potential default exposure, and financial impact.. Recommend appropriate remedies to address lender performance and mitigate financial risk.. Collaborate and negotiate with lenders and senior stakeholders regarding breach findings and remedies.. Apply sound credit and business judgment to complex multifamily lending situations.Required qualifications to be successful in this role:. 8+ years of multifamily commercial real estate finance, underwriting, credit risk, or asset management experience.. Deep knowledge of multifamily underwriting and credit analysis. . Strong experience with the DUS (Delegated Underwriting and Servicing) platform/program.. Working knowledge of agency multifamily lending guidelines and lender contractual obligations.. Ability to evaluate complex loan files and underwriting documentation for compliance and credit risk. . Strong understanding of multifamily origination, servicing, loan performance, and default risk.. Experience identifying material underwriting or lender breaches and recommending appropriate remedies.. Strong negotiation and stakeholder management skills, including working directly with lenders.. Excellent written and verbal communication skills.. Prior experience with a major housing finance agency, agency multifamily platform, or DUS lender is strongly preferred. Desired Skillset: Candidates should have significant experience in multifamily underwriting, asset management, credit risk, or comparable commercial real estate finance roles. Education: Bachelor's degree in Computer Science, Information Systems, Finance, Accounting, or a related field. Other Information: CGI is required by law in some jurisdictions to include a reasonable estimate of the compensation range for this role. The determination of this range includes various factors not limited to skill set, level, experience, relevant training, and licensure and certifications. To support the ability to reward for merit based performance, CGI typically does not hire individuals at or near the top of the range for their role. Compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range for this role in the U.S. is $89,600.00 $139,300.00. CGI's benefits are offered to eligible professionals on their first day of employment to include:. Competitive compensation . Comprehensive insurance options. Matching contributions through the 401(k) plan and the share purchase plan. Paid time off for vacation, holidays, and sick time. Paid parental leave. Learning opportunities and tuition assistance. Wellness and Well being programsWhat you can expect from us: Together, as owners, let's turn meaningful insights into action. Life at CGI is rooted in ownership, teamwork, respect and belonging. Here, you'll reach your full potential because… You are invited to be an owner from day 1 as we work together to bring our Dream to life. That's why we call ourselves CGI Partners rather than employees. We benefit from our collective success and actively shape our company's strategy and direction. Your work creates value. You'll develop innovative solutions and build relationships with teammates and clients while accessing global capabilities to scale your ideas, embrace new opportunities, and benefit from expansive industry and technology expertise. You'll shape your career by joining a company built to grow and last. You'll be supported by leaders who care about your health and well-being and provide you with opportunities to deepen your skills and broaden your horizons. Come join our team—one of the largest IT and business consulting services firms in the world. Qualified applicants will receive consideration for employment without regard to their race, ethnicity, ancestry, color, sex, religion, creed, age, national origin, citizenship status, disability, pregnancy, medical condition, military and veteran status, marital status, sexual orientation or perceived sexual orientation, gender, gender identity, and gender expression, familial status or responsibilities, reproductive health decisions, political affiliation, genetic information, height, weight, or any other legally protected status or characteristics to the extent required by applicable federal, state, and/or local laws where we do business. CGI provides reasonable accommodations to qualified individuals with disabilities. If you need an accommodation to apply for a job in the U.S., please email the CGI U.S. Employment Compliance mailbox at View email address on click.appcast.io. You will need to reference the Position ID of the position in which you are interested. Your message will be routed to the appropriate recruiter who will assist you. Please note, this email address is only to be used for those individuals who need an accommodation to apply for a job. Emails for any other reason or those that do not include a Position ID will not be returned. We make it easy to translate military experience and skills! Click here to be directed to our site that is dedicated to veterans and transitioning service members. All CGI offers of employment in the U.S. are contingent upon the ability to successfully complete a background investigation. Background investigation components can vary dependent upon specific assignment and/or level of US government security clearance held. Dependent upon role and/or federal government security clearance requirements, and in accordance with applicable laws, some background investigations may include a credit check. CGI will consider for employment qualified applicants with arrests and conviction records in accordance with all local regulations and ordinances. CGI will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with CGI's legal duty to furnish information.