Commercial Loan Officer

Job Description

Key Responsibilities

• Develop, manage, and grow a portfolio of commercial banking relationships.
• Proactively prospect for new commercial lending and deposit opportunities.
• Build strong relationships with existing clients while identifying opportunities to expand the overall relationship.
• Originate and structure commercial loans while ensuring appropriate credit quality and risk management.
• Analyze financial statements, cash flow, credit information, and other relevant borrower information.
• Underwrite new commercial credits and prepare loan packages for approval.
• Manage an existing loan portfolio while maintaining appropriate documentation, covenant compliance, and risk ratings.
• Partner with internal teams to provide clients with deposit, treasury/cash management, merchant services, and other banking solutions.
• Work closely with attorneys, title companies, appraisers, insurance providers, and other outside professionals as needed.
• Provide exceptional service throughout the entire lending relationship.
• Maintain compliance with applicable banking regulations, BSA requirements, and internal policies.
• Participate in community and business development activities to strengthen the bank's presence in the local market.

Ideal Candidate

The bank is looking for someone who is:

• Experienced in commercial banking and commercial lending .
• Strong in relationship management and business development.
• Comfortable sourcing and developing new commercial relationships.
• Experienced with commercial credit analysis and loan underwriting.
• Able to manage and grow an existing commercial loan portfolio.
• Knowledgeable in CRE, C&I, and other commercial lending products.
• Highly relationship-oriented and client-focused.
• Able to balance production goals with sound credit judgment.
• Professional, ethical, dependable, and self-motivated.
• Interested in building a long-term career with a community-focused banking organization.

Qualifications

• Bachelor's degree preferred, or equivalent combination of education and banking experience.
• Several years of relevant commercial banking, lending, or credit experience.
• Strong understanding of commercial credit and financial analysis.
• Excellent communication, relationship management, and problem-solving skills.
• Ability to work independently while collaborating effectively with lending and bank leadership.
• NMLS registration/licensing as required.

Please send resumes to Brayden Texer at View email address on click.appcast.io or call View phone number on click.appcast.io

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.