Cash Operations Analyst

Overview Lima One Capital has an exciting opportunity for a Cash Operations Analyst. Join a team where your attention to detail and operational expertise directly shape our success! The Cash Operations Analyst will be responsible for posting payments, processing payoffs and liquidations. Their responsibilities will also include processing returned payments, disbursements, generating and delivering payoff letters, servicing system reconciliations, and asset management. Success in this position will require the ability to handle detailed and complex reporting and reconciling requirements and work with a high level of accuracy, independence, and analytical prowess. Additionally, the Analyst must be able to organize around and deliver against tight deadlines. In addition to routine reporting, the Analyst will assist with procedure reviews and other department projects. Responsibilities Process payment posting transactions, reversals, and reapplication based on policy and procedures. Ensures exception items are identified and resolved in a timely manner. Manual check and suspense funds posting with accuracy. Daily processing of return checks, bank adjustments, and encoding errors. Processing loan level disbursements. Timely generation of accurate payoff letters. Coordination with partnering departments to reconcile discrepancies or irregularities in records, statements, or documented transactions. Coordination with clients or title companies to send payoff letters for seamless loan closings. Internal point of contact and subject matter expert for payoff calculations. Act as liaison for investor or partner payoff approvals. Balancing and reconciliation. Balancing and reconciliation include, but are not limited to, custodial bank accounts, month end collection, weekly payoff…etc. Meet or exceed all processing and reporting deadlines and timeframes and work with a sense of urgency to complete tasks. Requirements Bachelor’s degree in accounting or finance or equivalent experience preferred 3+ years of banking or loan servicing experience preferred Available to work over‑time one to three days per month Proficient in Microsoft Excel Ability to accurately 10‑key by touch Able to solve complex problems independently and with sound judgment Exceptional research and analytical abilities Proven time management skills with the ability to manage multiple deadlines, prioritize projects and tasks, and adjust quickly while maintaining attention to detail Good verbal and written communication skills Ability to work in a fast‑paced team environment Benefits Medical, Dental and Vision Insurance Life Insurance, Short‑Term Disability, and Long‑Term Disability Hospitalization and Accidental Insurance Flexible Spending Accounts – Health and Dependent Care Health Savings Account Safe Harbor 401K with company match Growing Families Support (including paid parental leave, infertility support and assistance, childcare reimbursement, and elder care) Pet Insurance Work Life Balance: 12 paid time off days and 5 sick days, in addition to 12 paid holidays. Career Development: We prioritize the growth and success of our team members. You'll benefit from continuous learning opportunities, dedicated mentorship, and the chance to refine your skills and advance your career. New Headquarters: Join us in our brand new, thoughtfully designed office in the heart of Downtown Greenville (parking is paid for!). Lima One Capital does not sponsor H1B Visas. To be considered for employment, a candidate must be authorized to work in the United States for any employer and not require sponsorship, now or in the future. #J-18808-Ljbffr Lima One Capital, LLC