Associate, Real Estate Private Credit Origination

We have been retained to identify a driven and commercially minded real estate finance professional for an Associate-level origination role within a leading institutional real estate private credit platform. This is a hands-on, deal-facing position at the heart of a growing direct lending and structured finance business offering genuine transaction exposure across the full deal lifecycle from sourcing through execution and close.

The team deploys capital across a range of real estate debt strategies, including senior secured lending, mezzanine, bridge, and structured credit solutions. This hire will work closely with senior originators and investment professionals to evaluate, structure, and execute real estate debt transactions across a variety of asset classes and geographies.

If you are a real estate credit professional with a sharp analytical mind, strong deal instincts, and the ambition to grow within a high-performing private credit platform, we want to hear from you.

Responsibilities:

Deal Origination & Execution

• Support senior originators in sourcing, evaluating, and executing real estate private credit transactions across debt strategies including senior, mezzanine, bridge, and structured finance
• Conduct comprehensive underwriting and financial analysis including cash flow modelling, debt sizing, return analysis, and stress testing across a range of market scenarios
• Perform detailed property, market, and sponsor due diligence, including review of operating statements, rent rolls, appraisals, environmental reports, and third-party materials
• Assist in structuring and negotiating term sheets, loan agreements, and intercreditor arrangements in collaboration with legal counsel and senior deal team members
• Manage transaction execution workflows, coordinating across borrowers, brokers, legal teams, and internal stakeholders to ensure efficient deal close
• Maintain and manage an active deal pipeline, tracking terms, timelines, and competitive positioning across live transactions

Credit Analysis & Investment Committee

• Prepare detailed investment memoranda and credit committee presentations, articulating investment thesis, risk/return profile, and deal structuring rationale
• Analyze property-level and portfolio-level performance data to assess credit risk, covenant compliance, and loan performance post-close
• Monitor existing loan portfolio tracking financial performance, covenant compliance, borrower updates, and early identification of credit issues
• Develop and maintain financial models for both new originations and ongoing portfolio monitoring

Market Intelligence & Relationships

• Track real estate market trends, capital markets activity, and sector-specific dynamics to inform origination strategy and underwriting assumptions
• Build and maintain relationships with borrowers, brokers, developers, and intermediaries to support deal flow generation
• Contribute to the development of deal sourcing strategies and market positioning across target asset classes and geographies

Requirements:

• 4–8 years of experience in real estate finance with direct exposure to private credit origination, real estate debt, or a closely adjacent discipline
• Backgrounds considered include: real estate private credit / direct lending, real estate debt funds, real estate investment banking, real estate corporate banking, or CMBS / structured finance
• Strong financial modelling skills proficiency in cash flow analysis, debt structuring, waterfall modelling, and scenario analysis
• Solid understanding of real estate fundamentals property valuation, market dynamics, capital stack structures, and asset class characteristics
• Experience preparing investment memoranda or credit committee materials to a high standard
• Excellent written and verbal communication skills able to articulate complex credit and investment analysis clearly and concisely
• Highly organized with strong project management skills; able to manage multiple live transactions simultaneously in a deadline-driven environment
• Commercial mindset with strong attention to detail and sound credit judgement
• Team player with a collaborative, solutions-oriented approach