Home Loan Processor

Job Description

Job Description

***Please note: This position requires regular on-site presence. Remote work is not available.***

This is not just another processing role.

It's an opportunity to be the engine behind a high-performing lending operation inside a respected, community-driven institution.

First Commerce Credit Union is transforming Home Loans into a disciplined, technology-enabled, high-efficiency platform. We're refining pipeline management, tightening compliance execution, improving turn times, and creating a processing model that supports faster, cleaner, more predictable closings.

If you want to process loans the old way, this isn't your seat. If you want to help build something elite, keep going.

What You're Walking Into

You'll be joining a lending operation with a clear strategic roadmap focused on scale, precision, and operational excellence. Our team is strengthening underwriting readiness, improving documentation quality, and building a processing function that directly impacts cycle time and member experience.

This is a growth chapter, and you can either be in it or watch it from the outside.

What You'll Actually Do

You won't just "move files." You'll drive loan files from application to closing readiness with accuracy, urgency, and discipline.

From there, you'll efficiently clear conditions while coordinating closely with borrowers, Loan Officers, and third-party partners to keep everything moving. You'll actively manage timelines to drive loans toward closing without unnecessary delays, all while ensuring compliance with key regulatory requirements like TRID, RESPA, TILA, and ECOA. Along the way, you'll identify inconsistencies or potential fraud risks, escalate concerns appropriately, and maintain audit-ready loan files at all times. As the central point of coordination between sales, underwriting, closing, and external partners, you'll play a critical role in keeping the pipeline organized, progressing, and on track for success.

Our expectation is simple: clean files, controlled timelines, and consistent closings.

What We Expect From You

• 2+ years of mortgage processing experience
• Strong knowledge of mortgage documentation and compliance requirements
• Experience working in a Loan Origination System (LOS)
• Ability to manage a high-volume pipeline with precision and speed
• Strong attention to detail
• Excellent communication and coordination skills
• Problem-solving mindset and accountability

Why First Commerce?

We're a full-service, member-owned credit union with deep roots in the community and a bold vision for the future. Our culture is built on integrity, innovation, and service excellence. At First Commerce, you're not just joining a company - you're joining a cause.

What's in It for You?

We believe in taking care of our team just like we take care of our members. Here's what you can expect:

• Competitive compensation aligned with performance
• Health, dental, and vision insurance to keep you and your family covered
• 401(k) with company match to help you build your future
• Generous PTO and paid holidays so you can recharge and enjoy life
• Employee assistance programs for life's unexpected moments
• Ongoing professional development to keep you sharp
• Clear advancement opportunities within a growing organization
• A supportive team environment where your voice matters

The Question

Do you want to simply process loans? Or do you want to help power a high-performance lending operation?

If you're disciplined, detail-driven, and energized by efficiency and impact, apply now.