Auditor (work from home)

Life Underwriting Auditor Please note, this is a remote role based in one of the 23 States Ladder is currently hiring in - AZ, CA, CO, CT, FL, GA, IA, KS, MA, MD, MN, NC, NH, NJ, NV, NY, OH, OR, PA, TX, VA, WA, WI with the exception of the following cities: We saw a problem within the life insurance industry: getting covered took too long, involved too much paperwork, and required too many in-person meetings with sales agents. We developed a method of real-time underwriting leveraging AI and, in doing so, reduced the months-long process of applying for life insurance to minutes. Our digital experience is quick (instant decisions!), loved by users (check out our Trustpilot or Google reviews) and prolific ($74 billion+ in coverage provided). Please note, Ladder is not currently sponsoring or transferring OPT or H1-B visas. We believe life insurance innovation must happen in the context of sound underwriting decisions. As our Life Underwriting Auditor, you will bridge the gap between automated data workflows and traditional underwriting, ensuring our real-time decisions stay accurate and high quality as our models evolve. You will partner with engineering, data science, actuarial, compliance, and customer experience teams. Conduct underwriting audits and case reviews to ensure accuracy, quality, and adherence to guidelines. Review all data to assess mortality and risk probability. Analyze medical, personal, and financial data from both traditional and innovative data sources to make final, case-by-case decisions on individual applications, with a delegation of authority of up to $8 million. Evaluate automated underwriting engine outputs, data inputs, and predictive models. Update audit reviews as these models evolve, and recognize gaps in rules that lead to actionable updates. Work with many cross-functional teams and stakeholders, clearly communicating audit findings and recommendations. Contribute to internal and cross-functional projects. A bridge-builder who is comfortable in both automated data workflows and traditional underwriting. A data-driven, structured thinker who turns audit findings into actionable insights. Someone who is passionate about insurance, and wants to help create a new paradigm to make insurance more accessible and affordable for the next generation of buyers 10+ years of life insurance underwriting experience at a leading carrier or reinsurer.

• Experience conducting different types of underwriting audits and case reviews. This experience should include post-issue audits.
• Familiarity with automated underwriting engines, data inputs, predictive models, and an understanding of rule knockouts.
• Analytical and technical skills for data analysis.
• Experience working with many cross-functional teams and stakeholders, and contributing to internal and cross-functional projects.
• To support you in your role, we offer fantastic perks and benefits that reflect our mission of care and support, including:

Excellent medical, dental, and vision coverage | We offer competitive healthcare, dental and vision plans for you and your family. Flexible paid time off | Take the time that you need to rest and recharge, including our week-long winter holiday closure. Stock options | We offer competitive stock option packages to participate in the success of building Ladder. A rewarding 401k match program | We'll match up to 4% of your contributions as you save for your retirement goals. Paid parental leave |We think it's crucial that new parents have time to adjust to their new lives without worrying about work, so we provide all parents inclusive of birthing, adoption, or fostering ten weeks of paid baby bonding. Work-from-home flexibility and support | We recognize that everyone's homelife is different and support remote work. Upon joining, we provide a one-time remote office stipend for all team members and then a monthly stipend to cover WFH costs such as the internet. That’s why we plan fun virtual events to let loose and laugh. In addition to the base pay range listed below, this role is also eligible for equity and benefits as shared above. Ladder is building a diverse team of talented and enthusiastic people. At Ladder, differences are celebrated and supported to benefit our people, product, and community. By clicking "Submit Application," you acknowledge that you have read and agree to the Ladder Job Applicant Privacy Policy and Notice at Collection.