Sr. SW Engineer

About UsVisa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.Job DescriptionJob Summary:The Senior Software Engineer designs, builds, and supports secure, scalable solutions for Visa's Acceptance Solutions platform, focusing on transaction processing platforms. This hands-on role (70-85% coding) works with cross-functional teams to deliver reliable technology solutions while leveraging Generative AI and modern cloud-native practices. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.QualificationsBasic Qualifications:2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience.Proficiency in at least one modern programming language (Java, Python, JavaScript, TypeScript, Go, or Kotlin). Ability to use AI-assisted development tools (GitHub Copilot, ChatGPT, agentic AI) effectively. Experience designing, building, and testing APIs, web services, or microservices. Preferred Qualifications:3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD).MInimum 2 years of experience in software engineering or technology delivery. Experience developing backend, web-based, or integration-focused applications. Experience with REST APIs, OpenAPI/Swagger, JSON, and API-first development. Experience with system design, debugging, code reviews, and production support. Experience with Git, CI/CD pipelines, and modern developer tools. Experience with data engineering, ETL pipelines, and data lake architectures Expertise in reporting systems and business intelligence platforms Experience with transaction lifecycle and clearing/settlement workflows Experience building enterprise-scale APIs, microservices, or integration platforms. Experience with cloud platforms (AWS, Azure, GCP), Docker, Kubernetes, and Terraform. Experience with event-driven architecture using Kafka, RabbitMQ, or similar message queues. Experience with authentication/security (OAuth 2.0, OpenID Connect, JWT, mTLS, encryption). Experience with observability tools (Splunk, Datadog, Grafana, Prometheus, OpenTelemetry). Experience with automated testing, contract testing, performance testing, or service virtualization. Experience in regulated industries (fintech, payments, banking, financial services). Experience implementing Generative AI, agentic AI workflows, or intelligent automation. Experience mentoring junior engineers and collaborating with cross-functional teams. Knowledge of analytics and data visualization tools Experience with SQL, data modeling, and dimensional design Understanding of settlement, funding, and reconciliation processes Experience with real-time streaming analytics Knowledge of data governance, quality, and lineage Experience with dashboard development and data visualization Understanding of financial reporting requirements and compliance Information for US ApplicantsFor roles located in the US, the estimated salary range for this position is $123,000.00 to $ 190,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.Work HoursVaries upon the needs of the department.Travel RequirementsThis position requires travel 5-10% of the time.Mental/Physical RequirementsThis position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.Visa is an EEO EmployerQualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.SummaryLocation: US - Foster City, CAType: Full time