Claims Specialist, Coverage & Liability Unit

Claims SpecialistTesla is seeking an experienced Claims Specialist to join the Insurance Team. This role focuses on resolving insurance claims with compassion and efficiency while delivering outstanding customer service. The successful candidate will analyze policies, manage investigations, and collaborate with various stakeholders to ensure equitable outcomes for all parties involved.ResponsibilitiesAnalyze, review, and interpret policies to assess coverage and liabilityDetermine necessary investigations for complex claims to reach fair conclusionsOversee work performed by independent adjusters or appraisersDocument, verify, and review damages while evaluating and settling claimsInvestigate subrogation, handle total losses, and process salvage returnsMaintain daily communication with adjusters, insureds, claimants, attorneys, vendors, and agentsEstablish and maintain appropriate loss and expense reserves for claimsRequirementsBachelors Degree, or equivalent experience2+ years of experience handling claims with expertise in coverage, investigation, litigation, negotiation, damage/injury evaluation, personal injury protection, medical payments coverage, salvage, subrogationKnowledge of state laws and regulations related to general liability claims handlingBasic understanding of claims mathematics, construction, auto physical damage, medical terminology, and legal issuesAbility to be onsite dailyProperty and Casualty (P&C) adjuster's license in the state of domicile, plus non-resident adjuster's licenses in all other states where required—or the ability to obtain them within 60 days of startingCompensation & BenefitsBenefitsAlong with competitive pay, as a full-time Tesla employee, you are eligible for the following benefits at day 1 of hire:Medical plans > plan options with $0 payroll deductionFamily-building, fertility, adoption and surrogacy benefitsDental (including orthodontic coverage) and vision plans, both have options with a $0 paycheck contributionCompany Paid (Health Savings Accounts) HSA Contribution when enrolled in the High-Deductible medical plan with HSAHealthcare and Dependent Care Flexible Spending Accounts (FSA)401(k) with employer match, Employee Stock Purchase Plans, and other financial benefitsCompany paid Basic Life, AD&DShort-term and long-term disability insurance (90 day waiting period)Employee Assistance ProgramSick and Vacation time (Flex time for salary positions, Accrued hours for Hourly positions), and Paid HolidaysBack-up childcare and parenting support resourcesVoluntary benefits to include: critical illness, hospital indemnity, accident insurance, theft & legal services, and pet insuranceWeight Loss and Tobacco Cessation ProgramsTesla Babies programCommuter benefitsEmployee discounts and perks program