Underwriter

Full Time Professional Albany, Latham, NY, US Salary Range: $72,000.00 To $90,000.00 Annually 30+ days ago Requisition ID: 1043 The Underwriter is responsible for evaluating risk and making loan decisions based on existing underwriting guidelines and information and documentation provided in the loan file. Job Duties Reviews conditions on files within posted turn times Completes underwrite on files submitted to underwriting for approval within posted turn times Provides feedback on loan quality to the Underwriting Manager Mentors and develops processing staff and loan officers Maintains a unified voice with fellow underwriters on underwriting guidance Escalates files issues not covered in our guidelines to Underwriting Manager for guidance Communicates decisions to all internal parties Works jointly with co-workers to respond to concerns of quality on files, such as QC, PETR, NOR or audit/clarification requests from different managers or departments Stays up to date on changing rules and regulations pertaining to conventional and government‑insured mortgages Meets the required KPI standards for the position (6 units per day based on weighted scale) Training as needed Qualifications Education A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable. Experience: Previous experience in the mortgage industry with understanding of underwriting Skills Time management Verbal communication Team player Able to multi‑task Detail oriented Organizational Problem solving The following equipment is used daily by the Underwriter and provided by Premium Mortgage. Computer Phone Excel and word programs Encompass software The Underwriter is primarily in an office setting and may be exposed to outdoor conditions. The working conditions are classified as sedentary work: Sedentary work – Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. The following is a description of the physical requirements on a daily basis for the Underwriter. While performing the duties of the job the employee is regularly expected to: Stand Sit Hear Walk Talk Stoop or kneel Repetitive motion Premium Mortgage Corporation provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression or any other characteristic protected by federal, state, or local laws. The starting base salary range for this position is $75,000 - $90,000, yearly. This is the range of the base pay only, it does not include other components that make up the total compensation package of the position. If offered a position, your total compensation package will be determined by experience, location, skills and/or education which may result in a total compensation package that falls outside the provided range. #J-18808-Ljbffr Premium Mortgage Corporation