Credit Specialist II

Purpose : Access to affordable, reliable transportation is essential to leading productive work and personal lives, caring well for oneself, one’s family, and the needs of others. Through advanced analytics and technology, we can more accurately predict credit risk and provide more people with an affordable auto financing option for their next vehicle. That’s what GLS has done for over 10 years, helping more than half a million families meet and improve their transportation needs. People : Join a culture of over 1,000 employees who Care Deeply and Think Boldly, driving innovation in an adaptive and positive culture that celebrates successes. We empower and reward individuals and teams who make direct, positive impacts to the business and each other, who take pride in their work and are ever-raising the bar. Growth : Recognized by Inc 5000 as one of the fastest-growing private companies in America. Join GLS to grow with us! Benefits Competitive base pay and performance bonuses, dependent on role Medical, dental, vision, telemedicine, supplemental insurance benefits, long-term and short-term disability 401K with employer match and 100% immediate vesting Paid Time Off (PTO) and paid company holidays to help you balance work and personal life Paid Volunteer Time Off (VTO) annually Tuition Reimbursement Business casual work environment What does it mean to be a Credit Specialist II at GLS? The Credit Specialist II is responsible for reviewing all requests for exceptions to established credit policy to ensure such exceptions meet company tolerance. This position will also serve as a primary resource for departmental training initiatives. How will you drive value within the organization as a Credit Specialist II? Work in conjunction with senior leadership to establish, document, continuously evaluate, and modify as necessary the criteria for loans that may qualify for an exception Review all requests for exceptions to established credit policy to ensure such exceptions meet company tolerance Provide meaningful and timely coaching and feedback related to exception requests that are not within company tolerance Track, document, and report to senior leadership trends related to policy exceptions Act as the primary resource in the development and delivery of departmental training Foster a collaborative culture that facilitates the achievement of business plan objectives by working closely with other associates and members of management What should you already know to be successful as a Credit Specialist II? Minimum of bachelor’s degree required A minimum of five (5) years of underwriting experience required Thorough knowledge of credit-related laws, consumer lending/underwriting concepts, practices, and procedures required Ability to multi-task, prioritize, and effectively manage and work within a team Ability to solve problems under pressure and provide creative solutions when necessary Proficient computer skills with working knowledge of internet and standard business applications such as Microsoft Office; ability to quickly learn new computer applications as required Commitment to exemplifying the organizational core values and key competencies Employment Requirements: Talk and hear to exchange accurate information Have close visual acuity to perform activities such as: preparing and analyzing data and figures; viewing a computer terminal; extensive reading This is an exempt-level position whereby business needs will dictate the exact work schedule which should be expected to vary, at times coverage until 8:00p may be necessary Applicants have rights under Federal Employment Laws #J-18808-Ljbffr