Mortgage Quality Control Auditor

Job Title: Quality Control Auditor

Location: Henderson, NV

Job Type: Full Time

Company: Village Capital & Investment LLC

Introduction:

Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.

Key Responsibilities:

• Perform detailed post-closing loan file audits in the Second Look platform to ensure compliance with agency, investor, and regulatory requirements (FHA, VA, USDA, Fannie Mae, Freddie Mac).
• Review loan documentation for accuracy and completeness, verifying income, assets, liabilities, disclosures, and closing documentation.
• Validate TRID, HMDA, ECOA, and RESPA compliance across loan files.
• Identify and document exceptions, cite regulatory and investor references, and provide clear, concise commentary supporting findings.
• Communicate with underwriting, closing, and compliance teams to obtain missing documentation and resolve discrepancies.
• Contribute to monthly QC metrics and reporting, ensuring exceptions are tracked and remediated within established timelines.
• Stay current on agency guideline changes and assist with updates to QC checklists, exhibits, and audit templates.
• Participate in calibration sessions and training reviews to maintain consistency across the QC team.
• Support ad-hoc targeted or investigative audits (e.g., EPD, rebuttal reviews, or investor repurchase requests).

Basic Qualifications:

• Proven experience with problem-solving skills and attention to detail
• Strong communication and interpersonal skills
• Ability to work independently and as part of a team
• Proficiency in Windows and Encompass (Encompass preferred)
• Strong problem-solving skills and attention to detail

Specific Qualifications:

• Minimum 2 years of mortgage QC or underwriting experience (post-closing QC preferred).
• Proficient with Second Look or similar audit platforms.
• Strong working knowledge of agency guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA) and federal compliance regulations (TRID, ECOA, HMDA, ATR/QM).
• Ability to read and interpret loan documentation including 1003, LE/CD, AUS findings, appraisal, title, and insurance.
• Excellent written communication and documentation skills - must be able to cite laws and guidelines clearly in findings.
• Detail-oriented with strong analytical and problem-solving skills.
• Comfortable working in high-volume, deadline-driven environments with changing priorities.
• Familiarity with Compliance Ease, Encompass, and Mavent preferred.
• High school diploma required
• Remote work outside of Las Vegas/Henderson is available.

Benefits:

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

In summary:

If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!