Loan Review Officer

Loan Review Officer

Community Bank | Confidential Search

Position Overview

A well-capitalized community bank is seeking an experienced Loan Review Officer to lead and execute independent credit risk reviews across the commercial loan portfolio. This role plays a critical part in maintaining asset quality, regulatory compliance, and strong credit governance while partnering constructively with lending and credit leadership.

The ideal candidate brings hands-on experience reviewing commercial, CRE, and specialty loan portfolios, understands regulatory expectations, and can clearly communicate findings to senior management and examiners.

Key Responsibilities

* Conduct independent, risk-based loan reviews of commercial, CRE, agricultural, and specialty loan portfolios

* Assess underwriting quality, credit administration, risk ratings, policy adherence, and covenant compliance

* Validate internal risk ratings and identify emerging credit trends or concentrations

* Prepare clear, concise written loan review reports with actionable recommendations

* Track and follow up on management responses and remediation plans

* Support regulatory examinations and serve as a key point of contact for examiners related to loan review matters

* Partner with Credit Administration, Lending, and Risk Management while maintaining independence

* Assist with annual loan review planning, scope development, and portfolio sampling methodologies

Qualifications

* 5+ years of experience in loan review, credit risk, credit administration, or underwriting

* Strong working knowledge of commercial lending, CRE, and credit policy standards

* Experience interacting with bank regulators and supporting safety & soundness exams

* Ability to analyze complex credit structures and financial statements

* Excellent written and verbal communication skills

* High level of professionalism, independence, and sound judgment

Preferred:

* Prior community or regional bank experience

* Formal credit training or regulatory background

* Experience with criticized/classified assets and problem loan identification

Why This Opportunity

* Stable, relationship-driven community bank culture

* High visibility with senior management and credit leadership

* Meaningful role in protecting asset quality and supporting long-term growth

* Competitive compensation and benefits package

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.