Senior Legal Counsel

Come build at the intersection of AI and fintech. At Ocrolus, we're on a mission to help lenders automate workflows with confidence-streamlining how financial institutions evaluate borrowers and enabling faster, more accurate lending decisions.

Our AI workflow and analytics platform for lenders is trusted at scale, processing nearly one million credit applications every month across small business, mortgage, and consumer lending. By integrating state-of-the-art open- and closed-source AI models with our human-in-the-loop verification engine, Ocrolus captures data from financial documents with over 99% accuracy. Thanks to our advanced fraud detection and comprehensive cash flow and income analytics, our customers achieve greater efficiency in risk management, and provide expanded access to credit-ultimately creating a more inclusive financial system.

Trusted by more than 400 customers-including industry leaders like Better Mortgage, Brex, Enova, Nova Credit, PayPal, Plaid, SoFi, and Square-Ocrolus stands at the forefront of AI innovation in fintech. Join us, and help redefine how the world's most innovative lenders do business.

This is a high-impact, high-autonomy role reporting directly to the General Counsel. You'll serve as the GC's primary partner across the full range of legal matters at a growth-stage fintech, with the ability to move fluidly between commercial, product, regulatory, and corporate work. You should be equally comfortable negotiating an enterprise SaaS agreement, advising product teams on AI and data compliance, and managing outside counsel on specialized matters. This role calls for someone who takes full ownership of matters end-to-end (from first read through final resolution) and moves with urgency rather than letting issues sit.
What You'll Do

• Commercial contracts: Own and manage the full lifecycle of customer, vendor, and partner agreements, including SaaS/API agreements, data licensing, partnership arrangements, and procurement contracts driving deals through to signature independently
• Product and AI counseling: Advise engineering and product teams on legal issues related to AI/ML, document automation, data privacy, and financial data handling
• Regulatory and compliance: Support compliance with financial services regulations applicable to Ocrolus's lending customers and partners, including state lending laws, fair lending, BSA/AML, and evolving AI regulation
• Privacy and data security: Partner with InfoSec and engineering on data privacy compliance (CCPA, state privacy laws, GLBA), data processing agreements, and incident response
• Corporate and governance: Assist with corporate governance, equity matters, board materials, and other general corporate needs
• Outside counsel management: Select, direct, and manage outside counsel on specialized matters, keeping costs and timelines in check
• Legal operations: Help build and optimize scalable legal processes, proactively identifying, piloting, and rolling out new AI-powered legal tools to increase the team's speed and efficiency
• Cross-functional partnership: Serve as a trusted advisor to business leaders across sales, partnerships, finance, and product

What We're Looking For

• J.D. from an accredited law school and active bar membership in good standing
• 6-10 years of legal experience , with meaningful time at both a top law firm and in-house at a technology or financial services company
• Strong commercial contracts experience , particularly with SaaS, API/data licensing, or platform agreements
• Familiarity with financial services regulation , including lending, payments, or fintech compliance (experience advising on AI in financial services is a plus)
• Data privacy and security knowledge , including practical experience with CCPA, GLBA, or similar frameworks
• Demonstrated experience using legal AI tools (e.g., contract review platforms, AI-assisted research, legal workflow automation) and a genuine enthusiasm for integrating technology into legal practice
• Ability to operate independently with sound judgment, prioritize across competing demands, and deliver practical, business-oriented advice, taking full ownership of issues through to resolution rather than escalating or deferring decisions
• High sense of urgency and comfortable making decisions quickly and driving issues to closure without being prompted or waiting for direction
• Excellent communication skills , with the ability to distill complex legal issues into clear, actionable guidance for non-legal stakeholders
• Comfort in a fast-paced, high-growth environment where building from scratch is part of the appeal

Nice to Have

• Experience at a fintech, lending platform, or financial data company
• Background advising on AI/ML product development or AI governance
• Experience supporting fundraising, M&A, or other corporate transactions
• Familiarity with mortgage lending or small business lending workflows

Note:

The full-time salary range for this role is between $190,000 - $220,000 + equity + benefits. Base pay offered may vary depending on job-related knowledge, skills, experience, and market location.

Disclosure as required by N.Y.C. Admin. Code §§ 8-102 and 8-107(32) of the full time salary compensation range for this role when being hired into our offices in New York City.

Life at Ocrolus

We're a team of builders, thinkers, and problem solvers who care deeply about our mission - and each other. As a fast-growing, remote-first company, we offer an environment where you can grow your skills, take ownership of your work, and make a meaningful impact.

Our culture is grounded in four core values: Empathy - Understand and serve with compassion
Curiosity - Explore new ideas and question the status quo Humility - Listen, be grounded, and remain open-minded
Ownership - Love what you do, work hard, and deliver excellence

We believe diverse perspectives drive better outcomes. That's why we're committed to fostering an inclusive workplace where everyone has a seat at the table, regardless of race, gender, gender identity, age, disability, national origin, or any other protected characteristic.

We look forward to building the future of lending together.