Chief Payments Officer

[Nium]( the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders.

Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.

The Opportunity

In March 2026, Nium delivered the largest month in our 11-year history — record revenue, record volumes, and EBITDA profitability. We move nearly $60B in payments annually, almost entirely for enterprises. We are not a company approaching its peak. We are a company accelerating toward it. The Chief Payments Officer is the person who owns the infrastructure that makes all of it possible.

You will define and execute the global network strategy across 190+ countries, build and own the banking relationships that underpin our business, and lead a team of 25 specialists across four continents. You will also own Nium's roadmap for next-generation infrastructure — stablecoin rails, programmable money, real-time cross-border settlement — as we build the payments network of the next decade.

This role demands someone who thinks in systems, moves with urgency, and leads with conviction. If you want to leave a mark on how money moves around the world, this is where you do it.

Global Payments Network Strategy

• Define and execute the global payments network strategy across all licensed markets, aligned to Nium's commercial and product objectives.
• Build the network architecture enabling domestic collection, local disbursement, settlement accounts, and card issuance at scale.
• Own the P&L for Nium's payments network — you will be accountable for the commercial performance of the network and expected to bring strong payments commercials instincts to pricing, partner economics, and margin management.
• Own the roadmap for next-generation network capabilities — including stablecoin rails, programmable money, and real-time cross-border settlement infrastructure — positioning Nium at the forefront of the next era of global payments.
• Own operational accountability for the performance of the network. When things break, you own getting them fixed — fast, completely, and with the confidence of your partners intact.

Global Banking Relationships

• Own and grow Nium's relationships with financial institutions worldwide — from identifying the right partners and pitching Nium as a client, to negotiating commercial terms, completing due diligence, and going live.
• Build new banking partnerships in priority markets while deepening and expanding existing ones.
• Represent Nium as a credible, trusted counterpart to regulators, central banks, and tier-1 financial institutions globally.

Team Leadership

• Lead, coach, and inspire 25 payments specialists across India, the US, Singapore, and the Middle East.
• Set a high performance bar and build a culture of ownership, transparency, and continuous improvement.
• Partner closely with Regional Product teams to align network capability with commercial demand.
• Develop the team's depth in regulatory strategy, risk governance, and institutional relationship management.

Risk, Governance & Compliance

• Strengthen the risk and governance framework across all markets in partnership with Risk, Compliance, and Company Secretary teams.
• Ensure payment operations remain within regulatory policy and best practice across all 40+ licensed jurisdictions.
• Lead with confidence in regulatory engagements, external audits, and licensing processes.

External Representation

• Represent Nium externally to regulators, financial institutions, industry forums, and media — you will be a visible, credible face of Nium in the global payments ecosystem.
• Speak at industry events and engage with market stakeholders to raise Nium's profile and reinforce our position as the defining global payments infrastructure company of our era.
• Work with PR and Product Marketing to shape Nium's external narrative on payments infrastructure, next-generation rails, and market leadership.

Experience

• Significant senior leadership experience — typically 15+ years — building and scaling global payments network functions at a level of complexity comparable to Nium's.
• Deep expertise in global payments infrastructure: licensing, correspondent banking, regulatory frameworks, and strategic market entry across multiple jurisdictions simultaneously.
• A proven track record of building and managing complex institutional banking relationships from first conversation to live partnership.
• Experience with or a credible, forward-leaning point of view on stablecoin infrastructure, programmable payments, and next-generation cross-border settlement — you are building for the future, not managing the present.
• Hands-on expertise in treasury risk management, intra-group funding, and FX and interest rate hedging strategies at scale.
• Background in fintech, payments infrastructure, or a regulated global financial institution operating at significant scale.

Leadership

• Executive presence: credible and composed in front of regulators, boards, institutional partners, and your own team.
• A builder and a coach: you grow people, set high standards, and hold them with respect.
• You operate with extreme ownership — your team's results are a direct reflection of your leadership.
• You communicate with precision: your team always knows what good looks like, and your partners always know where you stand.
• You decide and deliver: you make high-stakes calls with available information and adjust fast.

How You Work

• You are a driver, not a passenger. You see what needs to happen and you move — without being told.
• You thrive in complexity and bring clarity and momentum where others see noise.
• You close the loop. You do what you say. Your team and partners can count on that absolutely.
• You are as effective in a regulatory meeting in Singapore as you are pitching a partner in London or presenting strategy in San Francisco.

We hire, develop, and promote against six principles: Extreme Ownership, Drivers Not Passengers, Clarity as Default, Decide and Deliver, Close the Loop, and Always-On Feedback. This role lives all six — visibly, consistently, and at scale.

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