Business Banker (Commercial Lender)

Business Banker (Commercial Lender)

At Citizens Independent Bank (CIB), we believe strong communities are built through meaningful relationships. For more than 75 years, we have delivered personalized banking experiences that make a real impact for our customers, employees, and the communities we serve. We foster a collaborative, supportive environment where people can grow, develop, and thrive. If you are passionate about helping local businesses succeed and making a difference in your community, join the CIB Team!

We are seeking a relationship-driven Business Banker (Commercial Lender) to develop and manage commercial banking relationships by delivering tailored credit, deposit, and cash management solutions. This role focuses on business development, portfolio growth, client retention, and community engagement.

Key Responsibilities

• Develop new commercial banking relationships with businesses, non-profits, and community organizations.
• Manage and grow an existing portfolio by deepening client relationships and identifying additional opportunities.
• Structure and recommend commercial lending solutions that align with client needs and bank risk standards.
• Analyze financial statements, business performance, and industry trends to assess creditworthiness.
• Maintain strong knowledge of commercial loans, treasury management, deposit products, and related business banking services.
• Partner with internal teams to deliver a seamless client experience and effective loan process.
• Represent the bank in the community through networking, business development, and involvement in local organizations.
• Ensure all lending and relationship activities comply with regulatory requirements and internal policies.

Qualifications

• Bachelor's degree in business, finance, or a related field preferred, or equivalent experience.
• 5 to 10 years of commercial lending and relationship management experience.
• Proven ability to develop new business and build strong community relationships.
• Strong credit analysis, financial acumen, and sound judgment.
• Excellent communication skills with the ability to influence, negotiate, and build trust.
• High level of professionalism, integrity, and client focus.

Why Join Citizens Independent Bank?

• People come first - our clients, our employees, our families, our communities.
• Career growth through training, development, and opportunities for internal advancement.
• Work-life balance with hybrid work arrangements for eligible positions.
• Comprehensive benefits including medical, dental, vision, 401(k) with match, employer-paid life insurance, short- and long-term disability coverage, PFML, paid holidays, birthday half-day, and generous PTO.
• Incentive compensation plan for all employees.
• Convenient locations in St. Louis Park, Robbinsdale, Hopkins, and Plymouth.
• Opportunity to participate in meaningful community activities.

Salary Range: Base salary range of $110,000 - $160,000 annually, depending on experience and qualifications, plus incentive compensation plan.

This job description is not intended to be an exhaustive list of all responsibilities or qualifications. Duties may change based on business needs. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of the position.

Citizens Independent Bank is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.