Mortgage Loan Officer - Georgia

Job Description At Regions, the Mortgage Loan Officer directs the origination of residential mortgage loans from a borrower through a branch network. Primary Responsibilities Completes mortgage applications for submission to the loan processing and underwriting departments. Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history. Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation. Structures loan to comply with acceptable lending practices and Federal regulations. Establishes a detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc., and frequency of contact. Answers customer calls and walk‑in customers to discuss various loan products and qualification information. Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business. Cross‑sells other bank products and services. Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations. Participates in networking through professional, business, and community organizations and activities to promote and market loan products. This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. This is a commission‑based job. Associates in the role have historically earned total compensation averaging $20,000‑$100,000+ per year. Actual compensation will vary based on associate's location, performance, and production. This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to for more information. Requirements High School Diploma or GED. One (1) year of mortgage lending experience with proven mortgage production. Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners. Preferences Bachelor's degree. Prior Mortgage Loan Officer experience. Strong preference for MLOs with recent proven production of 10M or greater annually. Skills And Competencies Good organizational skills. Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. Knowledgeable on agency and investor regulations and guidelines. Must be able to build and maintain internal and external relationships to deliver high levels of service. Must be able to multi‑task competing priorities and meet tight deadlines. Proficient in Microsoft Office products. Sales acumen. Strong written and verbal communication skills. Positions may be available in other cities within Georgia. Position Type Full time Incentive Pay Plans This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals. Benefits Information Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Location Details Buckhead, Atlanta, Georgia Equal Opportunity Employer/including Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher‑volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company. #J-18808-Ljbffr Regions Bank