Underwriter

Location On Site at location listed in job posting. Summary At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone’s ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Key Responsibilities Provide support with commercial loan origination and ongoing loan portfolio management, working proactively to ensure both production and portfolio management tasks are prioritized appropriately and completed in a timely manner. Specific tasks include financial statement and tax return spreading into Bank software or templates, creating and updating loan requests in the Bank’s commercial workflow system, completing financial analysis, creating and presenting credit memo documents such as new loan requests, modifications, renewals, and annual reviews, tracking and completing covenant monitoring, and completing industry research for commercial lending prospects/clients. Provide feedback on strengths and weaknesses in prospect and borrower credit profiles, incorporating into underwriting documents such as credit memos and annual reviews. Monitors, analyzes, and reports key performance indicators of loan portfolio quality. Works closely with the Portfolio Manager(s) and Relationship Manager(s) on their assigned team(s), proactively asking questions, requesting feedback, and ensuring work is completed with respect to the team’s priorities. Participates in special projects and assignments and performs other duties as assigned. Requirements Bachelor’s degree (B. A.) in Accounting, Finance or Business preferred. A minimum of one to two years of related experience in the Financial Services or Banking Industry is preferred. Strong understanding and mastery of financial instruments and the processes used to analyze financial data. Strong computer skills required with the following programs: Word, Outlook, and Excel. Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with business unit management and staff. Ability to read, analyze and interpret financial reports; performs simple to moderately complex calculations; effectively researches, analyzes, evaluates, and articulates conclusions to make decisions, solve problems and achieve goals. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits #J-18808-Ljbffr First Horizon Bank