Mortgage Originator (Dadeville, Auburn, Opelika, and Tallassee)

Mortgage Originator For Outside SalesAt MAX Credit Union, our culture is built on simplicity, integrity, and hospitality. We believe in making banking simple, acting with integrity, and delivering hospitality that makes every member feel valued. As a Mortgage Originator for outside sales, you'll play a vital role in helping members achieve their homeownership goals while representing MAX in the community. Your focus will be on building strong relationships, understanding member needs, and guiding them through the mortgage process with expertise and care. Every interaction you have reflects our commitment to service, transparency, and the communities we proudly serve. This role will support the following areas: Dadeville, Auburn, Opelika, and Tallassee.We value our team and offer a competitive benefits package that includes:Comprehensive health and dental coverage200% employer 401k match!Access to pharmacy and wellness programsSupportive work environment with recognition for outstanding serviceCommissions averaging $6000 monthlyand more!Role:To drive the strategic growth of MAX Credit Union's mortgage services through the proactive origination of residential mortgage loans. This role focuses on developing and maintaining robust external relationships with key market influencers to consistently generate high-quality purchase and refinance business.Essential Functions & Responsibilities:• Aggressively generates mortgage loan volume through external sales efforts, targeting realtors, builders, developers, and other referral sources. Cultivates new relationships while deepening existing partnerships to build a sustainable business pipeline.• Identifies and capitalizes on market trends and competitor weaknesses. Creates and executes localized business and marketing strategies to meet aggressive growth targets.• Consistently meets with clients and referral sources to assess financial needs and present MAX's mortgage solutions. Clearly articulates product features, benefits, and unique value propositions to close deals and win loyalty.• Maintains expert-level understanding of conventional, FHA, VA, and other government lending guidelines, as well as MAX Credit Union's mortgage processes, policies, and procedures.• Takes ownership of the business development process. Surfaces new opportunities, initiates contact, and closes deals with confidence and precision.• Interviews and counsels members/borrowers regarding all Mortgage Services products and services, identifying needs and recommending solutions.• Initiates loan applications and pre-qualifications; ensures accurate delivery of all regulatory disclosures in a timely, compliant manner.• Attends loan closings and provides world-class service to both consumers and referral partners. Acts as the primary contact and problem-solver throughout the mortgage process.• Provides holistic financial solutions that align with both client needs and organizational goals. Uses strong negotiation skills to deliver win-win outcomes.• Attends mortgage meetings and completes all required mortgage training and certifications. Stays current with federal lending regulations, including Community Reinvestment Act and Fair Lending requirements.• Maintains a member first mindset.• Upholds core values and builds team member and customer relationships.• Completes all training as required.• Performs other duties as assigned.Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.