Loan Originator

Loan OriginatorStart or continue to build your career with a top ranked mortgage company! Waterstone Mortgage was recently named the #2 Best Company to Work For by Mortgage Executive Magazine! Our company culture is second to none; to learn more about our exceptional work/life balance and employee engagement, visit our website, Facebook page, or Instagram!If you're a go-getting Loan Originator who thrives on seeing your customers achieve their homeownership goals, Waterstone Mortgage may be a fit for you!WHAT WE OFFER YOU:Faster than average closings (27 days from contract to close on average, published by Ellie Mae)Innovative technologyProduct varietyForward-thinking leadershipStrong operational supportUnparalleled sales trainingMarketing support to help increase your businessAbility to lend in 48 states, no license needed!Competitive rates and unlimited earning potentialLoan Officer Assistant, based on productionCoaching to help you get to the next levelESSENTIAL DUTIES AND RESPONSIBILITIES:Engages in Outside Sales, including but not limited to: Attending in-person meetings and corresponding with potential clients or real estate brokers;Distributes mailings, makes calls or web-based solicitations away from WMC's Place of Business.Engages in promotional work that is performed incidental to and in conjunction with an employee's own outside sales or solicitations; provides loan data to support marketing and sales promotion programs.Interviews applicants and requests information for applications incidental to originating loans. With the assistance of processors or other staff, completes applications in a timely manner and inputs applicant data into Encompass.Analyzes applicant's financial status; including financial statements, tax returns, credit, and property evaluations (P+L Statements) incidental to originating loans, to determine feasibility of granting credit.Compiles loan packages and facilitates negotiations with applicants to establish standards on items such as fees, loan repayment options and other credit terms.QualificationsEducation: High School or better.Experience: Federal registration through Nationwide Mortgage Licensing System (NMLS) is required prior to originating loans. Individual must be in good standing with or be approved by NMLS in accordance with the S.A.F.E Act.Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.