Technical Product Owner

Product Owner Axos Bank is seeking a technically fluent, high-impact Product Owner to lead product ownership for Axos Bank's Core Services platform—the engine powering all enterprise offerings across Bank, Borrow, Invest, and Plan. This is not a traditional business-facing PO role; it requires deep comfort with backend systems, APIs, data flows, and engineering trade-offs. You will serve as the connective tissue between engineering teams and business stakeholders, translating complex technical realities into prioritized, well-scoped work. You will partner closely with Engineering, Architecture, QA, and Business to drive delivery discipline, backlog clarity, and measurable outcomes for mission-critical financial services infrastructure. Responsibilities: Own the product backlog for Core Services platforms including Identity, Rules Manager, Document Service, Notifications, and core banking APIs Deep-dive into technical architecture, API contracts, data schemas, and system dependencies to write precise, engineer-ready epics, features, and user stories Drive prioritization decisions grounded in technical debt, system risk, regulatory impact, and business value—not just feature requests Partner with Engineering leadership (SDMs, Architects) to evaluate feasibility, identify constraints, and ensure scalable, maintainable solutions Act as the single point of accountability for backlog clarity, readiness, acceptance criteria, and definition of done Lead sprint planning, backlog grooming, and release planning in close collaboration with delivery teams Enforce strict release governance—features are well-defined, tested, and aligned with SLA expectations before shipping Monitor production incidents and system health metrics; translate operational data into actionable backlog priorities Drive cross-team alignment across Clearing, AAS, OLB, Commercial, QA, and Infrastructure teams Provide executive-ready reporting on roadmap progress, risks, blockers, and delivery outcomes Evaluate technical proposals and tradeoffs with engineering teams, including service isolation strategies, caching layers, and API versioning approaches Requirements: Bachelor's degree 5+ years as a Product Owner / Product Manager with demonstrated ownership of backend or platform engineering teams Strong working knowledge of REST/GraphQL APIs, microservices architecture, distributed systems, and event-driven design Ability to read and interpret technical documentation, API specs, ERDs, and architecture diagrams Proven ability to write detailed, unambiguous user stories and acceptance criteria for backend systems—not just UI features Experience managing complex cross-system dependencies, integration risk, and competing engineering priorities Comfortable working in Agile/Scrum environments alongside senior engineers, architects, and QA teams Experience in regulated environments—banking, fintech, or financial services strongly preferred Strong communication skills; able to bridge technical and executive audiences with equal fluency Axos Employee Benefits May Include: Medical, Dental, Vision, and Life Insurance Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year) HSA or FSA account and other voluntary benefits 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading About Axos Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX). axosbank.com