RE LOAN OFFICER

ABOUT THE ROLEILWU Credit Union is seeking an experienced Real Estate Loan Officer to manage the full lifecycle of residential mortgage loans—from application through funding—while delivering an exceptional member experience.This role is ideal for a lending professional who enjoys both originating and underwriting loans, thrives in a collaborative environment, and takes pride in guiding members through one of the most important financial decisions of their lives.Hours for this role are Monday through Friday 9:30am – 6:00pm. This position will become part of a union bargaining unit after 90 days of satisfactory employment.WHAT YOU'LL DOGuide Members Through the Mortgage ProcessServe as a trusted advisor to members, helping them understand loan options and the mortgage processConduct loan interviews and gather financial informationCommunicate clearly on loan status, conditions, and decisionsUnderwrite & Structure LoansAnalyze income, assets, credit, and property details to make sound lending decisionsApprove loans within delegated authority and recommend alternatives when neededEnsure compliance with credit union policies and applicable guidelinesManage Your Loan PipelineOversee loans from application through closing and fundingCoordinate appraisals, title, credit reports, and other required servicesProactively identify and resolve issues to keep loans on trackEnsure Accuracy & ComplianceMaintain complete and accurate loan filesEnsure all disclosures and documentation meet regulatory requirementsSupport HMDA reporting and other compliance-related activitiesCollaborate & Support the TeamPartner with internal teams to ensure a seamless processProvide guidance to colleagues and assist with consumer lending as neededWHAT WE'RE LOOKING FOR5+ years of real estate lending experience, preferably in the Credit Union industry5+ years of underwriting experience (MUST BE MORTGAGE LOAN UNDERWRITING), preferably in the Credit Union industryNMLS license requiredEncompass or equivalent mortgage loan origination system experience required.Strong knowledge of mortgage products, underwriting, and credit analysisFamiliarity with Fannie Mae/Freddie Mac guidelines (preferred)Knowledge of FHA, VA, and USDA loans is a plusStrong analytical and decision-making skillsExcellent communication and member service mindsetAbility to manage multiple loans and deadlines simultaneouslyHigh attention to detail and accuracySelf-motivated with a proactive, solutions-oriented approachPHYSICAL REQUIREMENTSThis position requires prolonged sitting and computer use, frequent typing and document handling, regular communication with members and vendors, and the ability to occasionally lift up to 10 pounds.ABOUT ILWU CREDIT UNIONILWU Credit Union is a member-owned, not-for-profit financial institution dedicated to serving the ILWU community and its members. Guided by values of fairness, integrity, and service, we put people first—supporting our members’ financial well-being while fostering a collaborative, respectful workplace for our employees.ILWU Credit Union is in an exciting period of growth and evolution. As we expand our footprint and modernize our systems, processes, and employee experience, we remain deeply committed to our core mission: delivering exceptional service, financial stability, and long-term value to our members.Our employees play a critical role in that mission. We invest in learning, development, and continuous improvement, and we believe strong internal culture drives strong member outcomes.If you’re looking for meaningful work, a collaborative environment, and the opportunity to make a real impact—ILWU Credit Union may be the place for you. #J-18808-Ljbffr