Loan Processor

Job Description

Job Description

Are you looking to take the next step in your mortgage career with a company that values growth, innovation, and excellence? Opulence Home Equity is looking for a Mortgage Processor to join our dynamic team.

This role is ideal for someone who understands the mortgage process, can manage loan files from application through closing, and is comfortable working in a fast-paced, detail-oriented environment.

Why Join Us?

At Opulence Home Equity, we believe in supporting our team with:

• Competitive Salary Pay: Earn a consistent income you can count on. 
• Comprehensive Benefits Package: Insurance, 401(k), PTO, and more. 
• Career Growth: Continue developing your skills in a supportive, technology-driven environment. 
• In-House Training: Receive hands-on training from our experienced internal team to learn our systems, processes, and expectations. 
• Team Support: Work alongside a knowledgeable team with resources designed to help you succeed. 

Your Role as a Mortgage Processor

As a Mortgage Processor, you will work closely with our loan officers, clients, and internal processing team to ensure mortgage files move smoothly and efficiently from application to closing.

You will be responsible for reviewing documentation, managing loan conditions, communicating with all necessary parties, and ensuring each file is complete, accurate, and compliant with applicable guidelines. This position may include both traditional mortgage and reverse mortgage/HECM files.

Key Responsibilities

• Manage mortgage loan files from application through closing, ensuring files remain organized, complete, and compliant. 
• Gather, review, and verify borrower, credit, income, asset, identification, and property documentation. 
• Communicate with borrowers, loan officers, title companies, appraisers, insurance agents, and third parties to collect information and resolve outstanding items. 
• Monitor loan pipelines, track deadlines, update file notes, and help keep loans moving toward timely closings. 
• Assist with traditional and reverse mortgage/HECM files, ensuring applicable requirements are met. 
• Identify potential file issues early while maintaining confidentiality and compliance with company and regulatory standards. 

What We’re Looking For

• Prior mortgage processing experience preferred. 
• Experience with conventional, FHA, VA, Non-QM, or reverse mortgage/HECM files is a plus. 
• Strong understanding of mortgage documentation, loan conditions, and loan process flow. 
• Excellent organizational skills and strong attention to detail. 
• Ability to manage multiple files and deadlines in a fast-paced environment. 
• Strong verbal and written communication skills. 
• Ability to work independently while collaborating with loan officers, processors, and support staff. 
• Familiarity with loan processing software and mortgage technology platforms is preferred. 
• Professional, reliable, and committed to providing excellent service. 

About Opulence Home Equity

At Opulence Home Equity, we are committed to leveraging cutting-edge technology and fostering a collaborative team environment to provide exceptional service to our clients. Our team supports both traditional and reverse mortgage transactions, helping borrowers navigate the mortgage process with confidence.

Join us in our mission to transform the mortgage industry and make a difference in people’s lives.