Head of Compliance

Head of Compliance at OWNY Build the compliance function behind global payments infrastructure. OWNY is a YC-backed fintech building infrastructure that connects emerging market banks and financial institutions to global payment rails. We help our partners manage capital, banking, and payments through a single platform and API. We’re hiring a hands‑on Head of Compliance to own our AML/BSA and sanctions program, lead bank‑partner relationships, and build the controls that let us scale. You’ll work directly with the founders and engineering team, with real ownership over how compliance operates. What you’ll do Own OWNY’s AML/BSA and OFAC compliance program, including policies, risk assessments, training, and management reporting. Lead KYC/KYB, beneficial ownership verification, and enhanced due diligence for financial institutions and other business customers. Build and improve transaction monitoring: define scenarios, investigate alerts, document decisions, and coordinate suspicious‑activity escalation with bank partners. Own compliance relationships with partner banks, including due diligence requests, ongoing reviews, and issue resolution. Run independent AML/BSA reviews and drive findings through remediation. Partner with engineering to turn compliance requirements into effective onboarding, screening, monitoring, and payment controls. Assess new products, payment corridors, and partnerships; make clear recommendations on risks and launch requirements. Build the team and operating processes as transaction volume and complexity grow. What we’re looking for Experience owning a BSA/AML program or leading a substantial part of one at a payments fintech, MSB, or bank. Strong working knowledge of US BSA/AML requirements, OFAC sanctions, customer due diligence, and payment risk. Experience with cross‑border payments, foreign financial institutions, or correspondent banking. A track record of working directly with bank compliance teams and independent reviewers. Comfort moving between strategy and execution—you can brief a bank partner, investigate an alert, and improve a procedure. Clear judgment, strong writing, and the ability to explain what needs to happen and why. Comfort working with engineers, data, and automated compliance systems. CAMS or a similar qualification is a plus. Experience with monitoring platforms such as Flagright is useful. Why OWNY You’ll shape the compliance function at a company building financial infrastructure used by institutions emerging market economies. This is a role with direct access to the founders, influence over product decisions, and responsibility for building a program that works in practice. We’re looking for someone who enjoys ownership, asks hard questions, and follows through. #J-18808-Ljbffr Owny is a registered trademark of OWNY Inc.