Commercial Credit Underwriter II

Responsibilities Analyze, underwrite and may act as the final decision authority on commercial loan applications Ensure compliance with established underwriting guidelines, quality and production guidelines, as well as Federal Banking Regulations Conduct basic financial analysis of less complex loans/industries/Customers Act as a mentor and participate in the ongoing development of the Underwriting Staff Conduct credit investigations and analyze financial information pertaining to relationships with Commercial Credit exposure Underwrite loans and perform historical business financial analysis and cash flows Investigate available sources of credit and financial information Research economic and market conditions relating to the company, industry and market area Identify credit applications that require credit enhancements and make decisions accordingly Render final credit decisions within individual lending authority limits Requirements Undergraduate degree preferred 4+ years of relevant commercial lending experience Proven analytical and research skills Strong understanding of credit underwriting and industry practices Previous experience with business and personal financial statement analysis Demonstrated problem solving skills and the ability to blend technical knowledge and good business judgment Strong communication skills, both verbal and written Proven organizational, multi-tasking, analytical, time management and decision-making skills Ability to meet deadlines Strong interpersonal skills and a team orientation Ability to work with various levels of business partners Developed PC skills including proficiency and capability in word processing and spreadsheet software Computer literacy with a variety of software programs Small Business Administration/Agency experience preferred #J-18808-Ljbffr Jobtailor