Senior FCRM Risk Analyst - Sanctions, Name Screening

Senior Financial Crime Risk Analyst – SanctionsWork Location: Mount Laurel, New Jersey, United States of AmericaHours: 40Pay Details: $72,280 - $117,520 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Line of Business: Financial Crime Risk ManagementJob Description: The Senior Financial Crime Risk Analyst – Sanctions contributes to the development, oversight, and implementation of TD's sanctions compliance programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting, and escalation of sanctions-related issues.Conducts periodic and event-driven reviews for sanctions risks of customers and transactions, including targeted assessments. Supports management in delivering initiatives related to sanctions risk assessment, regulatory exam preparation, and internal/external audit support.Department Overview:The organization adjudicates alerts and conducts QC of those alerts. The department maintains quality control methodologies, standards, and scorecards; performs root cause analysis; supports corrective action plans and issue remediation; and promotes consistent execution across global name screening operations.Depth & Scope:Works independently as the senior analyst/subject matter expert in sanctions compliance and coaches and educates others on regulatory requirements and best practicesOversees and/or independently performs end-to-end sanctions screening and escalation processes, ensuring adherence to global standardsApplies expert knowledge of sanctions regulations, business operations, products, services, and operating standards to drive unit or team performance and mitigate riskExecutes on more complex and/or non-standard sanctions-related requests, including high-risk reviews and regulatory reportingResearches and investigates a range of sanctions alerts, operational issues, and process gaps, ensuring timely resolution and complianceRecommends and implements solutions within own area of responsibility to strengthen sanctions controls and governance frameworksCoordinates and integrates work with other areas such as AML, FCRM, and Legal as needed to ensure holistic risk managementProvides advanced analysis and/or specialized reporting on sanctions metrics, trends, and regulatory adherence to support business partners and centers of expertiseRequires advanced technical and regulatory knowledge of global sanctions regimes and screening systems for discipline supportedManages high complexity in operational, reporting, and process analysis functions with a medium- to longer-term focus on sanctions compliance enhancementsRepresents the group as the lead or subject matter expert on sanctions-related projects, regulatory initiatives, and cross-border governance meetingsEducation & Experience:Undergraduate DegreeAdvanced degree, professional accreditation, and/or 5+ yearsPreferred Skills:Experience conducting quality control reviews of closed Level 2 screening investigationsKnowledge of quality control methodologies and standardsExperience developing or maintaining quality scorecardsRoot cause analysis capabilitiesCorrective action planning and issue remediation experienceExceptional attention to detailStrong written and verbal communication skillsCustomer Accountabilities:Develops and implements team procedures and governance processes for sanctions compliance and analyzes and advises stakeholders and teams of changes and enhancements to enterprise sanctions programs and requirements, including their impact across the organizationCollaborates with and influences partners and senior stakeholders in related groups (such as Compliance, Legal, and Risk) to support the creation of documentation and reports required by external regulatory bodies and TD internal groups for sanctions complianceLeads research and assessment of sanctions risks and controls and contributes to a specialized team of sanctions compliance professionals, interacting with key stakeholdersProvides governance oversight through management of sanctions policy and training exemption governance and reporting processes to the Senior Executive Team and related sub-committeesProvides strategic guidance to team members in the use of issues and events systems for tracking and reporting sanctions-related mattersPrepares summaries, presentations, briefing notes, and other documentation to effectively report on the status of the sanctions compliance programDelivers relevant subject matter expertise and sanctions compliance advice to business partnersInteracts with control functions within the organization to ensure effective sanctions oversightDevelops and delivers sanctions training programs for applicable employees across the BankConducts meaningful research, analysis, and assessment of sanctions program activities at the functional level, using results to draw conclusions, make recommendations, and assess the effectiveness of enterprise sanctions programsPrepares research, analysis, updates tools, and supports training activities specific to sanctions risk assessmentContributes to the development of processes, procedures, and guidance relevant to sanctions complianceShareholder Accountabilities:Prioritizes and manages own workload to meet SLA requirements for service and productivityProvides high-quality service and advice to key business (FCRM) partners and monitors progress of initiatives, action plans, or similar activitiesProtects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issuesDelivers relevant subject matter expertise and FCRM advice to business (FCRM) partnersParticipates as assigned in new or revised product initiatives; advises businesses on FCRM compliance requirements and ensures those requirements are properly written into requirements for business projectsParticipates in FCRM-level projects as needed to facilitate and oversee changes to FCRM processes, systems, or practicesCoordinates with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterpriseEnsures relevant FCRM programs align with TD corporate philosophy and strategic directionMonitors FCRM industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impactsContributes to cross-functional/enterprise initiatives as an organizational or subject matter expert, helping to identify risk and providing guidance for complex situationsComplies with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as requiredMaintains a culture of risk management and control, supported by effective processes in alignment with risk appetiteParticipates in responding to periodic exams/audits by regulatory bodies and Internal Audit to determine level of BSA/FCRM complianceContributes to cross-functional/enterprise initiatives as an organizational or subject matter expert, helping to identify risk and providing guidance for complex situationsEmployee/Team Accountabilities:Participates fully as a member of the team; supports a positive work environment that promotes service to the business, quality, innovation, and teamwork, and ensures timely communication of issues/points of interestShares industry knowledge for own area of expertise and participates in knowledge transfer within the team and functionGrows knowledge of the business, related tools, and techniquesParticipates in personal performance management and development activities, including cross-training within own teamKeeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activitiesContributes to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriateContributes to a fair, positive, and equitable environment that supports a diverse workforceActs as a brand champion for the function and the bank, both internally and/or externallyPhysical Requirements:Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%Domestic Travel – OccasionalInternational Travel – NeverPerform