Personal Banker

Personal BankerImagine working somewhere that offers more than a steady paycheck; a place where you have ownership, employees are celebrated and growth is encouraged, both personally and professionally. At Guaranty Bank & Trust, we improve the financial well-being of our customers while delivering a "Raving Fans" experience, both for customers and employees.We are eager to welcome you as a new Personal Banker to our team who will help us continue to drive change, create a fun and inclusive work environment while bringing creative and open-minded ideas to our people experience through the lens of our core values.Join the Guaranty Bank and Trust Team!Are you ready to embark on a thrilling career in the banking industry? At Guaranty Bank and Trust, we're more than just a bank—we're a community of passionate individuals dedicated to making a positive impact. From personalized service to active community involvement, we support our neighbors in meaningful ways, and we want you to be a part of this incredible journey.Why Choose Us?Founded in 1913, Guaranty Bank & Trust has been serving its community with a mission that goes beyond financial transactions, focusing on building bridges, nurturing growth, and ensuring a brighter future. Recognized for its excellence, Guaranty Bank & Trust has been named one of the "Best 100 Companies to Work for in Texas" by Texas Monthly Magazine for thirteen consecutive years and has earned a 5-star rating from Bauer Financial, Inc.Exciting Opportunities AwaitAt Guaranty Bank and Trust, we believe in taking care of our team just as well as we take care of our customers. Enjoy competitive pay, comprehensive benefits, and ample Paid Time Off (PTO) to ensure your work-life balance. But that's not all! We prioritize on-the-job training and continued educational opportunities so your career can flourish.We are currently searching for the right person to join our team as a Full-Time Teller/New Accounts Representative. This Personal Banker position combines both traditional Teller and Personal Banker duties for a more wholistic experience for our customers.Our Company's culture supports customers in achieving their financial goals and dreams.DUTIES AND RESPONSIBILITIES:This position will train in Teller duties first and then train in opening new accounts. Below are the duties of each position.TellerHandle cash transactions and make appropriate decisions regarding negotiable instrument transactions, including verifying cash and endorsements, receiving proper identification and ensuring validity, and identifying counterfeit currency and fraudulent checks.Balance ATMs, all cash on hand, drawer activities, and totals on a daily basis. Ensure all cash and coin is secured in accordance with bank policy when not in use.Consolidate and balance daily transactions.Performing transactions such as accepting deposits, process loan payments, cashing checks, and issuing money orders and cashier's checksNew AccountsWorking with customers and prospects to build loyalty and deepen relationships by uncovering financial needs and recommending the best products, services, and solutions to meet those needsOpening new accounts, including consumer and business accountsTaking ownership of the customer experience including on-boarding and resolving service issuesConducting some outbound sales activities such as meeting with local businesses and attending community events to establish visibility in the community and drive business to the bankConnecting customers to the appropriate loan, mortgage, treasury management, or investment specialists that can help them with specialized financial needsContacting new customers by phone to follow up to ensure customer satisfaction, resolve issues, and address any additional financial needs based on the customer's financial priorities.CombinedEngaging customers in the lobby and the phone to assist, educate, and train them on how to conduct transactions through self-service technologiesComplying with privacy policies and procedures to maintain customer confidentiality and information protectionComplying with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and proceduresCompleting and passing all required regulatory compliance training as assigned.Perform any additional duties and tasks assigned by management.About YouQUALIFICATIONS & SKILLS:Displays passion, commitment and drive to deliver an experience that improves our customer's financial livesExcellent communication skills that build customer relationships based on trustStrong critical thinking and problem-solving skills to meet our customer's needsDemonstrates initiative, a commitment to continuous learning, and the ability to adapt to changeAbility to collaborate with others to achieve shared goalsProficient in Microsoft OfficeAbility to work location hours, including some evenings and Saturdays.EDUCATION, EXPERIENCE, & LICENSES:High school degree or higher- requiredMinimum 1 year of Teller or New Accounts experience- preferredMinimum 1 year of cash-handling and customer service experience- requiredWORK SCHEDULE:Must be available to work Monday-Friday between 7:40am and 6pm, and 1-2 Saturdays per month from 8:50am-12pm.WORK LOCATION:Guaranty Bank & Trust in Texarkana, TX. Must live within 30 minutes of the bank's location listed below.Address:4108 N Kings Hwy, Texarkana, TX 75503PHYSICAL DEMANDS:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.What We OfferCOMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at.0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details.We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other