Senior Manager, Financial Management (FP&A) - Personal Loans

Senior Manager, Financial Management (FP&A) - Personal Loans

Following our 2025 acquisition of Discover, we have a transformative journey ahead of us to both integrate the Personal Loans business and catalyze innovation and growth. Specifically, we are looking for a candidate to lead the Personal Loans Revenue and Valuations Finance team shaping strategy and driving business results for the Personal Loans business. The ideal candidate will be able to think strategically and have superior analytical skills, the ability to build collaborative partnerships across a broad set of stakeholders and exceptional problem‑solving abilities in undefined and complex situations.

As a Sr. Manager, you will have the opportunity to work directly with the Personal Loans Business Leadership Team and key senior leaders across the Card Finance Team.

What You’ll Do

• Drive Strategy - Build analytical frameworks to shape strategic decisions (valuation, NPV frameworks, price/volume tradeoff decisions, marketing et al).
• Build and Maintain Financial Architecture - Develop insightful financial reporting, modeling and analytical processes and use them to influence executive level narratives and decisions. Manage annual budgeting, monthly forecasting, variance analyses, earnings preparation
• Partner to Influence Outcomes - build collaborative partnerships across a broad set of stakeholders and influence decision making in undefined and complex situations
• Champion Automation and Process Excellence - modernize the personal loans finance function through technology and data-driven innovation.
• Lead and Inspire a Small Team - develop and lead a highly engaged, high performing finance team and foster a culture of accountability, collaboration, and continuous improvement

A successful candidate will be able to…

• Thrive in a fast-paced, dynamic environment amidst rapid change and growth
• Be a strategic thought partner and advisor with senior business leaders
• Generate ongoing analytical insights into business performance, the P&L and the consumer
• Develop and deliver insightful and influential senior management presentations
• Partner with business leadership to assess the financial implications of ongoing efforts to grow the organization
• Balance analytics and judgment, think beyond department objectives and influence corporate decision making
• Be a cultural beacon and attractor / developer of top talent
• Challenge the status‑quo and create well‑managed sustainable processes

General Responsibilities

• Financial and business performance reporting and variance analysis
• Forecasting accuracy/cost management
• Financial management of operating expenses; proactively identify and resolve financial issues
• Management and development of associates

Location

This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location.

Basic Qualifications

• Bachelor’s Degree or military experience
• At least 7 years of experience in financial analysis
• At least 7 years of experience with financial modeling
• At least 3 years of experience managing a Financial Planning & Analysis (FP&A) function
• At least 1 year of people management experience

Preferred Qualifications

• Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance
• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
• 5+ years experience managing a Financial Planning & Analysis (FP&A) function
• 2+ years of people management experience
• 1+ year of people management experience managing both direct and indirect reports