Senior Payment Manager
appflame
Role Description
Your project: Hily. It is a dating app that allows users to be truly themselves and enjoy dating as they are. On Hily, users become part of a community where people find genuine connections and meaningful relationships. The app ranks among the Top 5 dating apps in the U.S. by downloads, competing with market leaders such as Tinder and Bumble.
Hily today:
- 40M users
- 1.5B likes sent
- 50M+ matches annually
You will:
- Build and optimize payment routing across PSPs/MIDs and test scenarios (fallback, cascading, smart routing) across main products.
- Raise approval rate across all geos and products, and scale billing to handle new volume.
- Find LTV growth points through billing: billing models, retry logic, pricing, etc.
- Analyze cohorts and the impact of billing on retention.
- Launch and manage MIDs, and build the legal entity structure for different products and geos.
- Work with descriptors, MCC, and risk profiles, and manage relationships with providers, acquirers, and banks.
- Connect billing to new products and funnels, and quickly spin up new MIDs to support scaling.
- Set up payments for different business models (subscription/one-off/hybrid).
- Control key metrics (approval rate, chargeback rate, refund rate, VAMP/fraud indicators) and build an alerting system.
- Reduce chargebacks and fraud without losing revenue.
- Run billing projects end-to-end and sync with marketing, product, and finance.
- Prioritize the work that delivers business results.
Qualifications
- 3+ years in a similar role in a subscription business.
- Hands-on experience with payment systems and payment orchestration platforms.
- Solid understanding of subscription economics and how to work with LTV.
- Experience with MIDs, billing models, and antifraud.
- Strong billing analytics: metrics, cohorts, and impact on LTV/retention, plus full-cycle chargeback and dispute management experience (alerts, reason codes, scheme programs).
- Data-driven decision-making and ability to balance revenue growth against risk.
- High ownership and proactivity — sees opportunities and acts, does not wait for tasks.
- English at Upper-Intermediate or higher.
Requirements
- Hands-on rule-setting in antifraud tools.
- Knowledge of card-scheme dispute programs (Visa VDMP/VFMP, Mastercard ECM).
- Comfort with BI tools (Tableau, Superset, Looker) and writing technical requirements for developers.
- Experience running A/B tests.
- Effective use of AI tools in day-to-day work.
Benefits
- Remote-first setup, modern offices with activities, and all the equipment you need, plus compensation to set up your remote workplace.
- Fair pay with regular reviews; after probation, compensation for education and English courses, Online Speaking Club, online library, and course access.
- Medical insurance coverage, psychologist consultations, unlimited paid sick days, and 31 paid vacation days/year (incl. public holidays).
- Corporate events, team-building activities, and paid participation in sports competitions.
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