Credit Policy Specialist, Sr

Experience Required

8 - 20 years

Minimum Education Required

Bachelor's Degree

Compensation

$7.25 / hourly

Hours Per Week

40

Number Of Positions

1

Work Schedule and Shift Requirements

First (Day)

Job Description

Credit Policy Specialist, Sr

Job Locations

US-MN-Lake Elmo | US-MN-Saint Paul | US-MN-Minneapolis | US-MI-Grand Rapids | US-IN-Evansville | US-IN-Indianapolis | US-WI-Milwaukee | US-MI-Ann Arbor | US-TN-Nashville | US-KY-Louisville

Category/Function Lending/Commercial/Consumer/Credit Position Type Regular Full-Time Requisition ID 2026-19915 Workplace Type On Site

Overview

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.

We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.

Responsibilities

Job Summary

Senior creditpolicy and governance roleresponsible forcoordinating with businesslineon development, management and communication of policies, guidelines, and processes, along with the tools supporting underwriting and delivery of credit. Responsibilitieswill bescoped basedonthe Credit Policy and Regulatory Oversight Teamsobjectivesof aligning, governing,interpretingand training on policy,guidelinesand regulatory requirementsin accordance withoverall bank strategies and risk appetite.

Oversight responsibilities will includea broadfocus on Credit Manual governance and oversight activities.

Specific oversight responsibilities may also be focused as the lead creditpolicyspecialist fordevelopment and maintenance ofspecificareasof lending focus. Specifically,work with commercial lines of business credit officers and production staff toidentifydevelopand implement credit policies guidelines andprocedures;assistwith oversight and coordination of development and delivery of credit training. Responsible for monitoring adherence toestablishedpolicies and guidelines, compliance with regulations,andconsultingregardingcredit issues.

We are an in-office culture and provide locations throughout our footprint inMinneapolis / St Paul, Chicago area, Milwaukee, Grand Rapids, Ann Arbor MI, Indianapolis, Evansville IN, Louisville KY, and Nashville TN.

Salary Range

The salary range for this position is $81,700.00/Yr. - $165,100.00/Yr.. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled.

Key Accountabilities

Draft policies, guidelines, and procedures for discussion, in coordination within thebusiness linecollaborating with both Credit and Sales. Recommend policy,guideline, and procedure changes tothe Credit Policy Director and theCredit PolicyCommittee. Manage process for obtaining approval. EnsureCreditManualremainsupdated to meet the needs of various business segments and regulatoryenvironment.

Collaborate and coordinate with businesslineto ensure effective interaction with all enterprise departmentsimpactingcredit.

Providesadvisory input on complex credit structures and policy interpretation.

Identify, prioritize, and coordinate needs for credit products, services, and support. Act asa SMEbusiness owner on projects as needed. Assistin exception framework enablement and ongoingmonitoringof exceptions topolicy andguidelines.

Leverage portfolio trends, exception data, and risk metrics to inform policy design, thresholds, and guardrails, in coordinationwith leadership.Communicate changes to policies, guidelines, and procedures in the field.

Providetraining,as needed.

Oversee implementation of changes. Consult withkey stakeholderson interpretation and implementation of policies, guidelines, and procedures.Assist in theorganizeand inventory ofcredit manual sections to advance governance, documentation standards and ease of use and clarity.

Assistwith the coordination ofresponses and remediation related to policy-related exam findings, MRA/MRIA actions, and internal audit issues.

Document the credit manual changeprocessincluding clearly defining change management cadence and timelines andcommunicateprocess changes with all key constituents.

Tracks approval and effective datesandensurestimelypolicy reviews arecompleted.

Consult with and provide analytical support to bankers, analysts, Credit PolicyDirectorand Chief Credit Officer on credit issues and questions.

Key Competencies for Position

Strong leadership skills in processes,projectsand people.

Ability to effectively communicate both orally and in writing with internaland externalcustomers

Ability to present a professional image and demeanor to internal and external customers

Ability to effectively present information and response to questions from groups

Multi-task andmaintainan optimistic outlook in a fast-paced work environment

Accept and implement changes with processes, people, and circumstancesexhibitinga positive approach to each situation

Provide exceptional service to all customers and personalize interactions

Qualifications and Education Requirements

Bachelor's degree or equivalent work experience and 8yearsrelatable credit experience.

Preferred experience with Commercial and Specialty Lending Policies (Asset BasedLending, Capital Markets,Syndications, Franchise,Sponsor Finance,Healthcare,Financial Institutions, CRE, C&I and AG)

Worked with policy frameworks at $50B + institutions

Ability to interact constructively and effectively with all constituencies and work collaboratively toward a commongoal. Communicate effectively with clients and groups of employeesin order tobuild andmaintainpositive relationships and engage in active listening.

Ability to apply independent decision making and commonsenseunderstanding to carry out concrete procedures and instructionsfurnishedin written and oral form.

Ability to effectively communicate both orally and in writing with internal and external customers

Ability to present a professional image and demeanor to internal and external customers

Interact constructively and effectively with all constituencies and work collaboratively toward a common goal

Communicate effectively with clients and groups of employeesin order tobuild andmaintainpositive relationships

Ability to effectively present information and response to questions from groups of employees, managers, and/or customers

Multi-task andmaintainan optimistic outlook in a fast-paced work environment

Accept and implement changes with processes, people, and circumstancesexhibitinga positive approach to each situation

Provide exceptional service to all customers and personalize interactions

Interpret and carry outobjectivesfurnished in written or oral form and a demonstrated commitment to act within industry standards

Read and interpret safety rules,operatingand maintenance instructions, and procedure guidelines and manuals

Operate standard office equipment

Key Measures of Success/Key Deliverables:

Use analytics to build out credit policies and guidelines for our lending business that support businessobjectives.

Develop,implementandtrainnew credit policies and guidelines.

Manage and enhance the documentation and change management processes for all Credit Manual changes as assigned by Credit Policy Director.

Solicit feedback from key stakeholders on improvements to the Credit Manual.

Policy and Guideline Reviews arecompleted timely.

Examiner feedback with nopolicy relatedcriticisms.

Reduction in policy exceptions drivenby clarity.

Stakeholdersatisfaction with theuseability of the CreditManual.

Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.

As such, all qualified applicants will receive consideration for employment without regard to r ace, color, r eligion, s ex, national origin, protected veteran status, status as a qualified individual with disability, s exual orientation, gender identity or any other characteristic protected by law.

We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.

Our culture is firmly rooted in our core values.

We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.

We are Old National Bank. Join our team!

EOE/Minorities/Females/Vet/Disability

Job Type

Full time

Benefits Offered

Not specified

Veteran Preference

No

Place of Work

On-site

Requisition ID

2026-19915