Senior/Executive Underwriter - Large Property

Crum & Forster Company Overview

Crum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion. C&F enjoys a financial strength rating of \"A+\" (Superior) by AM Best.

Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work® Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennials, and many others.

C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website:

Job Description

C&F’s Commercial Lines division delivers specialized insurance solutions for mid-sized and large businesses across a broad range of commercial exposures, management liabilities, and industry segments.

Our portfolio includes tailored coverage solutions for General Liability, Commercial Auto, Workers’ Compensation, Property, and Excess Liability, as well as Financial Lines products such as Management Liability, Professional Liability, Cyber, Crime, and Fidelity.

With more than 700 employees across the United States, Commercial Lines combines deep underwriting expertise, disciplined risk selection, and the strength of C&F’s national platform. We work closely with our customers and distribution partners to provide responsive service, thoughtful risk solutions, and the confidence to navigate complex business challenges.

Senior Underwriter Job Summary - This role can be fully remote in the Continental US.

The Middle Market Solutions department at Crum & Forster is looking to scale growth and achieve larger market share in the P&C space. With almost a decade of growth, a strong core team backed by a unique no-ego, entrepreneurial culture, and a book and regional footprint well established, we are now looking to expand our team. This role housed under the home office, will work cohesively with regional management teams to underwrite complex property opportunities generated out of the various regions by the regional underwriters. We are seeking an experienced property or package underwriter with market-facing background and an entrepreneurial spirit to join our quest for the next level of profitable growth. This individual will be a team player with extensive property underwriting experience, working collaboratively with regional production underwriters to build our large complex property book while directly working with the regional brokers. They will review and analyze underwriting data to select superior property risks andbuild/maintain a profitable book of business with target broker shops by working on their complex/large property accounts. They will develop and manage agency relationships through superior customer service, and innovation. They will collaborate with colleagues and maintain strong relationships internally and externally to achieve book profitability and growth goals. We are seeking a dynamic independent individual who thrives in an entrepreneurial culture and values a team based environment rooted in solution orientation enabled through strong knowledge of fire/CAT exposures inherent to target Middle Market operations/locations.

• Will be the complex property contact for the regional brokers and tasked with working directly with regional managers and regional production underwriters.
• Responsible for achieving the large property broker goal, exhibiting close collaboration with assigned regional production underwriter (who is also the relationship lead for the broker).
• Exhibit very high technical skills for underwriting property risks while maintaining a strong understanding of the company’s appetite/treaty.
• Ability to creatively craft property program structures with the backdrop of prevailing treaty requirements and company’s tolerance for CAT exposures.
• Meet profitability, retention, and written premium goals determined by the department.
• Ability to work creatively on property accounts while working collaboratively with the risk engineering team.
• Strong attention to detail and a strong mix of analytical and people skills .
• Make independent decisions within underwriting letter of authority and maintain proper file documentation while exhibiting timely communication with home office on referral points outside of the authority letter.
• Stay abreast of property market nuances to be able to respond to any market disruptions/changes.
• Actively seek out large property business growth opportunities with regional brokers
• Have in-depth knowledge of department property product, services and processes
• Participate in training and initiatives to develop property knowledge base. May participate in projects and national strategy.
• Travel may be required on occasion.
• Other duties as assigned.

• Bachelor's degree or equivalent experience and and 6+ years of underwriting experience preferred.
• Strong technical property underwriting expertise
• Strong understanding of CAT exposures, CAT deductibles and CAT aggregations.
• Strong market facing experience
• Innovative and entrepreneurial spirit and a flexible, dynamic approach to the business willing to embrace the forward looking AI assisted underwriting environment
• Knowledge of exposures as related to property line, within Manufacturing, Retail, Wholesale, Real Estate, Hospitality and other general industry risks.
• Knowledge and experience in dealing with territory specific broker relationships.
• Excellent organizational and time management skills.

What C&F will bring to you

At C&F you will BELONG

We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.

For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $78,600 to a maximum of $147,700. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

• Flexible work arrangements.
• Competitive compensation package.
• Generous 401K employer match.
• Employee Stock Purchase plan with employer matching.
• Generous Paid Time Off.
• Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including your physical and mental wellbeing
• A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.
• A dynamic, ambitious, fun and exciting work environment.
• A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.

#LI-JA1

#LI-Remote