Construction Draw & Loan Servicing Assistant

Job Description

Job Description

Description:

About COGO Nation

COGO Nation is based in Coeur d’Alene, Idaho. Through Cogo Capital, Lake City Servicing, and the Lee Arnold System, we help real estate investors learn the business, fund their deals, and build lasting wealth.

Cogo Nation is more than a brand—it’s a movement of entrepreneurs, real estate investors, brokers, and rehabbers committed to building lasting wealth together. Founded by Lee Arnold, Cogo Nation was born out of a bold idea: that financial freedom should be learned , shared , and scaled . What began as a single training system, the Circle of Wealth, has grown into a national community anchored by real results, strong values, and powerful partnerships.

Today, Cogo Nation brings together a thriving network of corporate team members, regional coaches, private lenders, and clients. Our collective mission? To unlock prosperity for every person in the ecosystem, whether they're just starting out or scaling to new levels.

Cogo Nation includes the Lee Arnold System of Real Estate Investing, which provides education and mentoring for real-world investors; Cogo Capital, a nationwide private money lender offering fast and flexible funding; Secured Investment Corp, which delivers trust deed and private equity investment opportunities; Lake City Servicing, specializing in the management and servicing of real estate-backed assets; and He’s The Solution Ministries, a faith-based organization dedicated to personal growth and leadership development. At Cogo Nation, we believe wealth is a journey best traveled together…and we’re just getting started!

Construction Draw & Loan Servicing Assistant  

Location: Coeur d’Alene, ID; on-site
Employment type: Full-time
Pay: $20–$24 per hour

The opportunity

Lake City Servicing is seeking a detail-oriented and proactive Construction Draw & Loan Servicing Assistant to join our team. This position will Integral member of our loan servicing team, working with Borrowers, Lenders, and Inspectors to ensure a successful construction process. We're looking for a detail-oriented individual to manage disbursements for active rehab/construction loans. This role requires strong judgment, communication skills, and a working knowledge of construction or lending practices. You'll oversee a large portfolio (200–300 active files) and play a critical role in ensuring construction progress aligns with loan terms and quality standards.

What you will do

· Integral member of our loan servicing team, working with Borrowers, Lenders, and Inspectors to ensure a successful construction process.

· Primary responsibilities include promptly, efficiently, and compliantly gathering necessary documents to complete the construction draw process. This includes processing, funding, handling all draws and modifications throughout the building process. 

· Manage all draw requests. Including balancing draw requests to lien waivers or invoices.

· Analyze budgets against sources and uses of funds to identify exceptions to or changes in conformity to standard monitoring requirements.

· Assess compliance with loan documentation to insure loans are within budget and time frame for project completion.

· Manage construction loan files including builder plans and specs, income verifications, assets, cost to build estimates, and site designs.

· Communicating with the loan officer, member, builder, inspector and title as necessary in order to receive proper documentation needed for a complete draw. This will also include approving all draws, obtaining appropriate level of approval from management as necessary.

· Coordinate inspection of the project with the certified inspectors.

· Setup and maintain internal records keeping loan disbursements and project progress through input to the monitoring system.

· Additional duties as assigned.

WHAT YOU’LL NEED:  

• Construction Lending or Draws Experience (or) direct construction knowledge (field or office-based)
• Ability to read and interpret loan documents and third-party inspection reports
• Excel proficiency: beginner-to-intermediate (SUM, VLOOKUP, pivot tables, etc.)
• Experience with loan servicing systems, CRMs, or ticketing/database software
• Familiarity with budgeting, reconciliations, and light ledger accounting
• Experience handling lien waivers; title review is a plus
• Excellent customer service and communication skills – ability to de-escalate when needed
• Strong organization skills: juggling high-volume requests via phone, email, and internal systems
• High discernment and integrity: confidently hold boundaries, protect lenders, and seek solutions without shortcuts

ITS GREAT IF YOU HAVE:  

• Exposure to title validation or real estate document review
• Background in mortgage lending, servicing, or construction

WHY YOU’LL LOVE IT HERE:  

• Competitive Salary + Performance Incentives: Get recognized for your impact.
• Full Benefits Package: Medical, dental, vision, EAP.
• PTO + 9 Paid Holidays: Because rest isn’t a luxury, it’s a necessity.
• 401(k): Build a future you’re proud of.
• Get Paid to Read: Join our Book Club and earn up to $1,440/year just for reading and sharing your thoughts.
• Unlimited Learning: Access over $300,000 in industry-leading training and education. No gatekeeping here.
• Career Growth: Big opportunities, real advancement.
• Referral Bonus: Bring your friends. Get rewarded.
• Culture That Celebrates You: From company potlucks and monthly wins to our legendary Christmas party, birthday surprises, walk-a-thons, and sports tournaments. We work hard and have fun doing it!
• A Culture of Excellence, Ownership, and Purpose : You’ll never just be a number here.

At Cogo Nation, we value drive, integrity, and a willingness to grow. If you’re passionate about what we do but don’t meet every qualification, we still encourage you to apply. Your potential matters more than perfection.

Equal Opportunity:

COGO Nation is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, disability, genetic information, veteran status, or any other status protected by federal, state, or local law.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this role.