Credit Underwriter Analyst II - Portland

divh2Credit Underwriter Analyst II - Portland/h2pSalary Range $28.00 - $31.25/ppAs a Credit Analyst in the Underwriting function within the Credit Department, you will conduct detailed research on the financial history of businesses (B2B) and individuals (B2C) to determine their creditworthiness by reviewing credit reports, tax returns, and other financial documents to provide a credit recommendation within the timelines set forth in the credit policy./ppCarson has been synonymous with quality and service since 1938. Originating as a heating oil provider in Portland, we have expanded our reach across the Pacific Northwest, offering a diverse range of services including fuels, lubricants, propane, industrial solutions, and more. Our commitment to customer satisfaction drives our success and inspires our dedicated team!/ppEssential Functions/pulliComply with Corporate Credit Collections Policy/liliResponsible for underwriting/reviewing accounts on individuals and businesses by conducting a thorough investigation/liliConfirm legal business name on credit application by verifying with Secretary of State/liliReview customers website to determine information provided on credit application is accurate/liliReview Carson documents/contracts to ensure no alterations have been made/liliWork closely with sales team on recommendations/needs of customer/liliProvide decision within authorized limit/liliProvide recommendation for credit lines over authorized limit/liliPerform annual review as set forth in credit policy/liliDiscuss risky accounts with Manager/liliAccountable for Fresh Service (ticketing system) ensuring timelines are met as set forth in credit policy/liliProvide critical feedback on accounts/liliMail welcome letters adverse action letters (as required)/liliServes as first line of defense against fraudulent applications/liliVarious projects and tasks as assigned by Manager/liliServe as a primary or secondary backup for other members of the Credit department/liliMaintain a team environment with other employees and departments./li/ulpQualifications/pulliProven work experience in similar role (minimum 3 years experience)/liliNACM designation desired but not required/liliProficient with 10-key, Microsoft Office Suite (Word, Excel, PowerPoint)/liliExperience with multiline phone system a plus/liliProfessional appearance/liliSolid communication skills both written and verbal/liliAbility to organize, multitask, prioritize, and work under pressure/liliPunctuality is essential/liliHigh School diploma/li/ulpWork Environment/Physical Requirements/pulliInteract with others in person, over the phone, and via other devices./liliMove about the facility to access file cabinets, documents, office machinery, and other equipment./liliOccasionally bending, twisting, and turning while lifting weights of less than 25 (25) pounds./liliData entry while seated for greater than one-half (1/2) hour./li/ulpEmployee Notes/pulliEmployer will conduct a background check, drug screen, and driving record check./li/ulpBenefits include Medical, Dental, Vision, 401K, Aflac, Pre-paid legal, Long-Term Disability, Life Insurance, Employee Assistance Program, and PTO./ppCarson is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, disability or protected veteran status./p/div