Credit Analyst Lead (Winona)

Primary duties include training other staff members around analyzing moderate to complex financial statements and tax returns accompanying a loan request. Responsibilities include serving as a subject matter expert and training others around financial statement spreading, data analysis highlighting borrowing entity key ratios and financial trends, as well as efficiently preparing the final loan request presentation. Other main responsibilities include collaboratively working with Credit personnel, Loan officers, and Lending Assistants, developing a sound understanding and adherence of the bank's loan policies/procedures, as well as serving as a mentor to others within Credit Administration.

Will directly supervise the Credit Analyst II and III teams that support Commercial, Agricultural, SBA, ARC, and Non-Profit borrowing relationships. This role will also oversee the Credit Analyst pipeline and communicate effectively with all stakeholders relative to the requirements of underwriting and analysis.

7-10 years experience in lending, underwriting, accounting, or trend analysis required with additional background in either a Commercial or Agriculture lending environment preferred. Prefer A BS/BA Degree, preferably in Accounting or Finance preferred. Must have strong verbal and written communication skills, a positive and helpful attitude and be able to work to meet aggressive deadlines.

Merchants Bank offers competitive wages and benefits for our full-time employees including health, dental, life, disability and vision insurance; flexible spending accounts, 401(k) and ESOP retirement plans; bonus plan; paid time off; tuition reimbursement; and a variety of voluntary supplemental insurance options.

Please Apply online at or in person at any Merchants Bank location. Questions can be emailed to View email address on apply.placed-app.com. Merchants Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.