Commercial Lines Underwriter E&S / Wholesale Insurance

Job Description

Job Description

Commercial Lines Underwriter – E&S / Wholesale Insurance

Location: Montvale, NJ (Bergen County)
Salary: $80,000–$95,000 Base + Bonus
Schedule: Full-Time | Hybrid (Typically Tuesdays & Thursdays In-Office)
Employment Type: Direct Hire

Advance Your Underwriting Career!

United Talent Staffing is seeking a motivated Commercial Lines Underwriter for an exciting direct hire opportunity with an established specialty insurance organization in Montvale, New Jersey.

This opportunity is ideal for an insurance professional with experience evaluating commercial risks, reviewing insurance submissions, and working with agents and brokers.

Previous E&S or transportation underwriting experience is not required! Candidates with commercial Property & Casualty underwriting experience are encouraged to apply, along with professionals who have gained underwriting-related experience within an MGA or wholesale insurance organization.

Our client offers competitive compensation, bonus opportunities, a collaborative team environment, and a hybrid work schedule.

What You'll Do

• Review and evaluate commercial insurance submissions, applications, and supporting documentation.

• Assess insurance risks, coverage needs, loss histories, and potential exposures.

• Assist with or make underwriting decisions in accordance with established guidelines and assigned authority.

• Review new business and renewal submissions for eligibility and appropriate pricing.

• Prepare and review insurance quotes, policy terms, and coverage recommendations.

• Work directly with insurance agents, brokers, and internal teams to gather information and process submissions.

• Develop and maintain strong professional relationships with agency and broker partners.

• Identify risks requiring additional review or underwriting approval.

• Maintain accurate underwriting documentation and account records.

• Support profitable portfolio growth while delivering responsive service.

What We're Looking For

• Experience in the insurance industry, preferably within commercial lines or Property & Casualty insurance.

• Commercial underwriting experience involving risk evaluation, submission review, and insurance pricing.

• Familiarity with working directly with insurance agents and brokers.

• Strong understanding of insurance coverage, underwriting guidelines, and risk assessment.

• Excellent analytical, communication, and problem-solving skills.

• Strong attention to detail and ability to manage multiple submissions.

• Ability to work independently and collaboratively in a team environment.

• Availability to work a hybrid schedule in Montvale, NJ, typically Tuesdays and Thursdays in-office.

Experience Guidelines

We encourage applications from candidates with:

• 3+ years of general insurance experience (preferred).

• At least 1 year of relevant experience within an MGA or wholesale insurance organization (may be considered).

• Commercial Lines or Property & Casualty underwriting experience.

Candidates with less than three years of total insurance experience may be considered based on the relevance of their MGA, wholesale, or underwriting background.

Preferred Qualifications

The following experience is a plus, but not required:

• Excess & Surplus (E&S) insurance

• Managing General Agency (MGA) or wholesale insurance

• Transportation or trucking insurance

• Commercial Auto underwriting

• Auto Physical Damage (APD)

• Motor Truck Cargo (MTC)

Compensation & Benefits

Base Salary: $80,000–$95,000 annually, plus bonus opportunities.

Benefits include:

• Medical, dental, and vision insurance

• Life insurance

• Retirement plan with employer matching

• Paid time off and paid holidays

• Education assistance

• Wellness resources

• Employee assistance program

• Hybrid work flexibility

Why Consider This Opportunity?

• Direct hire position with an established insurance organization

• Competitive base salary plus bonus potential

• Hybrid schedule with typically two in-office days per week

• Opportunity to expand your commercial underwriting knowledge

• Exposure to specialty insurance and wholesale markets

• Collaborative team and opportunities for professional development

Apply Today!

If you have commercial insurance experience and enjoy evaluating risks, working with agents and brokers, and supporting sound underwriting decisions, we want to hear from you!

Apply today with United Talent Staffing to learn more about this direct hire opportunity in Montvale, NJ.