Loan Officer - San Diego

Job Posting

Does This Sound Like You?

Do you thrive in a phone-first environment and love converting a conversation into a closed loan?

Are you ready to stop spending your best hours prospecting and start spending them helping clients?

Are you looking for a platform with real infrastructure, real leads, and a real career path?

If you answered yes, keep reading.

At Griffin Funding, we believe every borrower deserves a true fiduciary. We are a national direct lender specializing in Non-QM (DSCR, Bank Statement, 5–10 Unit), VA, and HELOAN products, with access to Conventional, Jumbo, FHA, USDA, 2nds, and more.

We are a consumer direct mortgage company. We invest heavily in marketing and technology so our Loan Officers spend their time consulting and closing, not cold prospecting. Our San Diego team is based in our Banker Hill office, located next to Balboa Park. We are growing and profiting in a market where others are struggling.

Our 5-star client reviews and 2021 Inc. Best Places to Work recognition reflect a culture built on accountability, collaboration, and genuine care for clients and teammates alike.

Why Griffin is Different

We invest heavily in Google SEO and PPC to generate high-intent, first-party inbound leads managed through HubSpot. A dedicated operations and underwriting team handles conditions and loan progression — you are not stuck chasing paperwork. This lets you focus where it matters most: working with clients and closing deals.

More time advising clients, less time prospecting

Consistent pipeline of inbound and outbound opportunities

Proven systems and support to drive steady deal flow

What You'll Do

Engage with inbound inquiries and follow up diligently via phone, voicemail, text, and email

Consult with clients to understand their financial situation and recommend the right loan product

Guide clients through the full origination process with clear communication and consistent follow-through

Maintain accurate CRM activity in HubSpot and manage your pipeline with discipline

Earn 5-star reviews as a standard part of every closed transaction

Onboarding, Training & Career Path

New Loan Officers complete a structured first month of onboarding and Griffin Funding University (GFU), including a final assessment. A 90-day probationary period includes regular coaching and clear performance expectations.

Loan Officers who consistently exceed funding standards will be reviewed for promotion to Senior Loan Officer (at the discretion of the VP of Production), unlocking past client leads, Chili Piper appointments, direct ISA transfers, and priority inbound ring group placement.

Compensation & Benefits

Full-time hourly position structured as a draw against commissions; commissions paid once they exceed the draw

Earning potential: $150,000–$300,000+ for high performers

Medical, Dental & Vision Insurance | Paid Time Off

In-house processing and underwriting support

Company-provided Google SEO and PPC leads via HubSpot

Licensing support across 47 states + all 50 states for DSCR/BPL loans

Job Requirements

Experience & Requirements:

2+ years as a licensed Loan Officer managing leads (preferred)

Non-QM experience strongly preferred (DSCR, Bank Statement, 5–10 unit); VA experience a plus

NMLS License required (no license required for Business Purpose/DSCR loans)

Must pass background check

The Right Fit:

Phone-first mentality with urgency, consistency, and strong follow-up habits

Financially sharp — comfortable with debt ratios, credit analysis, and a wide product menu

Coachable, collaborative, and accountable to outcomes — not just activity

Committed to a 5-star client experience as a non-negotiable standard

Not the Right Fit If You:

Avoid high call volume or prefer passive communication styles

Treat CRM discipline and client reviews as optional

Need to build your own systems rather than execute within proven ones

Own Your Outcomes. Excellence in Every Interaction. Grow Together.

Griffin Funding provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.

NMLS #1120111

VA Approved Lender ID: View phone number on click.appcast.io FHA Non-Supervised Lender No.: 01472-0000-3